Home Emergency Cover

August 16, 2017

Home Emergency cover is there for when things go wrong at home that we class as an emergency, they cause unnecessary stress and the cost to fix the damage is usually expensive and it becomes more and more stressful, therefore having this insurance cover is an essential and is becoming more and more popular in the homes of the UK population. This cover is there for when something happens suddenly such as a burst pipe, boiler breakdown and many more aspects and you need it fixing straight away, it provides you with peace of mind knowing that there is a quick fix for you.

Having emergency cover in place for your home will fix situations much quicker, you will be given a number to call by your insurer if something goes wrong and it requires attention straight away. There are appointed tradespeople who work solely with emergency cover clients to help you get your home back to how it was.

If you already have home insurance make sure that you read the small print and see if you already have emergency cover as an added bonus, however most companies do not offer this and you usually have to find the cover yourself and add it to your existing cover. Do not add cover that is unnecessary as you will be paying for a policy that isn’t suited to you, make a list of what you are most worried about going wrong within your home and work from there, if your boiler is very old you should consider cover for this or even replacing it however if you are in a new build with a new boiler this will not be your first priority. It is simple to figure out what you need and what you don’t need.

There is a difference between ordinary home cover and emergency cover, it is important you know what the difference is, the type of emergencies you are more likely to need assistance for are:
Gas and Electric Supply Failure
Loss of Keys to Your Home
Failure of Toilet and Sewage System
Plumbing Issues
Main Heating System

These are the main situations that cover is usually needed for, as previously mentioned prioritise what you think you will definitely need the cover for and work from there. Policies vary widely when it comes to the claims and costs as some companies will charge for the call out of tradesmen however some do not, and some companies will limit how many claims you make per year. Do your research and you will find the perfect policy to suit your individual needs.

All it takes is one call to the emergency helpline number to organise for an approved contractor to make emergency repairs to your home. Ensuring you have the right home emergency cover is essential for your peace of mind.

Written by Alicia Clarke

EAN Content

Content shared by this account is either news shared free by third parties or sponsored (paid for) content from third parties. Please be advised that links to third party websites are not endorsed by Estate Agent Networking - Please do your own research before committing to any third party business promoted on our website. As an Amazon Associate, I earn from qualifying purchases.

You May Also Enjoy

Estate Agent Talk

Selling an Inherited Property in Scotland: A Clear Guide

Selling an inherited property in Scotland can begin only once confirmation, the Scottish equivalent of probate, has been granted by the court. Until that legal authority is in place, the executor cannot complete a sale, so grasping the sequence early saves later frustration. Families who would rather not manage a long marketing process sometimes approach…
Read More →
Breaking News

Breaking Property News 3/9/26

Daily bite-sized proptech and property news in partnership with Proptech-X.   The imminent interest rate hike is going to be a real reckoner for property   When interest rates rise again, Britain’s housing market will discover what it is really worth   Thought Leadership by Andrew Stanton CEO Proptech-PR For more than a decade, Britain’s housing…
Read More →
Breaking News

Tenancy deposit reform overlooks estimated £750m

As the Government considers reforms to England’s tenancy deposit system, The Letting Partnership is warning that one major question remains almost entirely absent from the debate: what happens to tenancy deposits that are never reclaimed? While current discussions have focused on how deposits should be protected in future, namely custodial vs insured schemes, far less attention…
Read More →
Breaking News

Application to offer in 24 hours with new Barclays Fast-Track Remortgage

Barclays launches first-of-its-kind Fast-Track Remortgage, which can provide eligible customers1 a mortgage offer within 24 hours, and completion in as little as five days Research finds those who have switched lenders are twice as likely to find the process difficult compared to those who stayed with their lender (20 per cent vs 10 per cent)…
Read More →
Estate Agent Talk

Mortgage overpayments in a confident market

Financial experts are encouraging homeowners and first-time buyers to take a fresh look at mortgage overpayments as confidence builds in the UK property market and interest rates begin to ease. With major lenders cutting rates, improved loan-to-value options for buyers, and growing optimism in the 2026 market, mortgage overpayments are emerging as a powerful and…
Read More →
Breaking News

House price growth remained subdued in August

UK annual house price growth remained broadly stable in August at 1.6% House prices were up 0.2% month on month Headlines Aug-26 Jul-26‡ Monthly Index* 550.1 549.1 Monthly Change* 0.2% -0.1% Annual Change 1.6% 1.4% Average Price (not seasonally adjusted) £275,465 £276,581 * Seasonally adjusted figure (note that monthly % changes are revised when seasonal…
Read More →