Home Emergency Cover

Home Emergency cover is there for when things go wrong at home that we class as an emergency, they cause unnecessary stress and the cost to fix the damage is usually expensive and it becomes more and more stressful, therefore having this insurance cover is an essential and is becoming more and more popular in the homes of the UK population. This cover is there for when something happens suddenly such as a burst pipe, boiler breakdown and many more aspects and you need it fixing straight away, it provides you with peace of mind knowing that there is a quick fix for you.

Having emergency cover in place for your home will fix situations much quicker, you will be given a number to call by your insurer if something goes wrong and it requires attention straight away. There are appointed tradespeople who work solely with emergency cover clients to help you get your home back to how it was.

If you already have home insurance make sure that you read the small print and see if you already have emergency cover as an added bonus, however most companies do not offer this and you usually have to find the cover yourself and add it to your existing cover. Do not add cover that is unnecessary as you will be paying for a policy that isn’t suited to you, make a list of what you are most worried about going wrong within your home and work from there, if your boiler is very old you should consider cover for this or even replacing it however if you are in a new build with a new boiler this will not be your first priority. It is simple to figure out what you need and what you don’t need.

There is a difference between ordinary home cover and emergency cover, it is important you know what the difference is, the type of emergencies you are more likely to need assistance for are:
Gas and Electric Supply Failure
Loss of Keys to Your Home
Failure of Toilet and Sewage System
Plumbing Issues
Main Heating System

These are the main situations that cover is usually needed for, as previously mentioned prioritise what you think you will definitely need the cover for and work from there. Policies vary widely when it comes to the claims and costs as some companies will charge for the call out of tradesmen however some do not, and some companies will limit how many claims you make per year. Do your research and you will find the perfect policy to suit your individual needs.

All it takes is one call to the emergency helpline number to organise for an approved contractor to make emergency repairs to your home. Ensuring you have the right home emergency cover is essential for your peace of mind.

Written by Alicia Clarke

EAN Content

Content shared by this account is either news shared free by third parties or sponsored (paid for) content from third parties. Please be advised that links to third party websites are not endorsed by Estate Agent Networking - Please do your own research before committing to any third party business promoted on our website. As an Amazon Associate, I earn from qualifying purchases.

You May Also Enjoy

Rightmove logo
Breaking News

Annual price fall driven by south, which could be harder hit by rumoured property taxes

The average price of property coming to the market for sale rises by 0.4% (+£1,517) this month to £370,257. However, average new seller asking prices are now 0.1% below this time last year following several months of muted price growth The dip in annual prices is driven by London and the south, as the south…
Read More
Breaking News

Rental market cools as Zoopla records slowest annual rent increase in four years

Average rents are 2.4 per cent higher than a year ago, the lowest annual rate in four years and less than half of that recorded 12 months ago Average rents have increased by almost £80 per week over the last five years, adding up to an extra £4,100 a year for renters, resulting in affordability…
Read More
Breaking News

Rent and run? Agents warn of new ‘Stopover Tenant’ epidemic

Nearly 1 in 3 letting agents report tenants walking away from 6–12 month tenancies – some after just a few months Experts warn rental reforms are fueling relocation-style, short-term renting Almost half of agents now advising landlords on how to manage early exits A new trend is sweeping the rental market and it’s leaving landlords…
Read More
Breaking News

Breaking Property News 11/09/25

Daily bite-sized proptech and property news in partnership with Proptech-X.   A ‘workplace companion that’s not just about managing buildings’ Smart Spaces has launched Space Agent, its new agentic AI-driven workplace concierge designed to transform how people manage and engage with buildings and their workplaces. Space Agent – introduced through its friendly persona, Max – is fully…
Read More
Breaking News

Where can you still buy a home for under £150k?

Zoopla reveals Great Britain’s property bargain hotspots Just 12 per cent of all homes for sale across Great Britain are priced under £150,000 making location key for home buyers looking for a bargain In the North East, a remarkable 41 per cent of all homes for sale fall within this price range, followed by Scotland…
Read More
Breaking News

Landlord repossessions soar as Renters’ Rights Bill looms

Landlord repossessions soar as Renters’ Rights Bill looms, with some areas seeing increase of over 2,500% The latest analysis from Dwelly, one of the UK’s leading lettings acquisition and success planning experts, shows that landlord repossessions have increased by 6.8% across England and Wales. However, in some areas of the country they have soared by…
Read More