Rightmove data on council tax increase
Following today’s announcement about councils being given the power to increase council 5%, new Rightmove data analyses council tax by local authority in England as a proportion of rent and mortgage payments, showing that people in Hartlepool pay council tax that is equivalent to 22% of their annual mortgage payment, versus just 1% of their annual mortgage payment for people in Westminster.
Looking at total council tax payments, Rutland pays the highest council tax in monetary terms, at £2,300 per year for Band D. This is nearly three times the amount paid by residents in Westminster (£866).
Areas with highest council tax as a proportion of their annual mortgage bills
The annual mortgage payment is based on an assumed mortgage of 25 years with an initial fixed 6.21% interest rate, with a 90% loan to value.
|
Local Authority |
Council Tax (Band D)
2022/2023 +5% |
Average Annual Mortgage
2022 |
Council tax as % of annual mortgage |
| Middlesbrough | £2,277 | £10,376 | 22% |
| Hartlepool | £2,307 | £10,607 | 22% |
| Burnley | £2,261 | £10,465 | 22% |
| Hyndburn | £2,194 | £10,442 | 21% |
| Blackpool | £2,167 | £10,345 | 21% |
| Kingston upon Hull, City of | £1,979 | £9,702 | 20% |
| County Durham | £2,314 | £11,983 | 19% |
| Gateshead | £2,324 | £12,330 | 19% |
| Blackburn with Darwen | £2,117 | £11,347 | 19% |
| Redcar and Cleveland | £2,218 | £12,164 | 18% |
Areas with highest council tax as a proportion of their rent
|
Local Authority |
Council Tax (Band D)
2022/2023 + 5% |
Average Annual Rent
2022 |
Council tax as % of annual rent |
| Hartlepool | £2,307 | £7,142 | 32% |
| Burnley | £2,261 | £7,637 | 30% |
| Hyndburn | £2,194 | £7,509 | 29% |
| County Durham | £2,314 | £8,046 | 29% |
| Pendle | £2,322 | £8,285 | 28% |
| Carlisle | £2,156 | £8,060 | 27% |
| North East Lincolnshire | £2,184 | £8,213 | 27% |
| Allerdale | £2,183 | £8,421 | 26% |
| Redcar and Cleveland | £2,218 | £8,569 | 26% |
| Copeland | £2,190 | £8,545 | 26% |
Areas with lowest council tax as a proportion of their mortgage bills
| Local Authority | Council Tax (Band D)
2022/2023 +5% |
Average Annual Mortgage
2022 |
Council tax as % of annual mortgage |
| Westminster | £909 | £110,308 | 1% |
| Kensington and Chelsea | £1,451 | £128,867 | 1% |
| Wandsworth | £916 | £59,490 | 2% |
| City of London | £1,128 | £62,832 | 2% |
| Hammersmith and Fulham | £1,289 | £64,707 | 2% |
| Camden | £1,882 | £77,377 | 2% |
| Richmond upon Thames | £2,123 | £66,919 | 3% |
| Windsor and Maidenhead | £1,600 | £49,466 | 3% |
| Islington | £1,796 | £54,583 | 3% |
| Elmbridge | £2,267 | £68,540 | 3% |
Areas with lowest council tax as a proportion of their annual rent
|
Local Authority |
Council Tax (Band D)
2022/2023 +5% |
Average Annual Rent
2022 |
Council tax as % of annual rent |
| Westminster | £909 | £53,580 | 2% |
| Kensington and Chelsea | £1,451 | £59,145 | 2% |
| Wandsworth | £916 | £35,629 | 3% |
| City of London | £1,128 | £36,328 | 3% |
| Hammersmith and Fulham | £1,289 | £40,941 | 3% |
| Camden | £1,882 | £46,091 | 4% |
| Tower Hamlets | £1,596 | £33,579 | 5% |
| Islington | £1,796 | £34,307 | 5% |
| Windsor and Maidenhead | £1,600 | £29,095 | 5% |
| Lambeth | £1,743 | £31,312 | 6% |
Areas with most expensive council tax (£)
|
Local Authority |
Council Tax (Band D)
2022/2023 |
Council Tax (Band D)
2022/2023 +5% |
| Rutland | £2,300 | £2,415 |
| Nottingham | £2,294 | £2,409 |
| Dorset | £2,290 | £2,405 |
| Lewes | £2,281 | £2,396 |
| Wealden | £2,252 | £2,365 |
Areas with cheapest council tax (£)
|
Local Authority |
Council Tax (Band D)
2022/2023 |
Council Tax (Band D)
2021/2022 +5% |
| Westminster | £866 | £909 |
| Wandsworth | £873 | £916 |
| City of London | £1,075 | £1,128 |
| Hammersmith and Fulham | £1,228 | £1,289 |
| Kensington and Chelsea | £1,382 | £1,451 |
You May Also Enjoy
How Technology is Changing the Prime Property Viewing Experience
Average two-year fixed mortgage rate for 60% LTV now cheaper than five-year rate
How UK Property Investors Can Manage Exchange Rate Risk When Buying Off-Plan Overseas
Foxtons Lettings Market Index – March 2025
UK’s mid-market firms show improved business growth in March but economic uncertainty continues
