Gibraltar property values rise faster than UK
Gibraltar house prices rise faster than UK and London, despite market activity dropping 46%
The latest market analysis by Enness Global has revealed that Gibraltar’s property market has seen stronger annual house price growth than both the UK and London, even as the number of transactions completing across the market has fallen sharply, creating a potential window of opportunity for UK buyers looking to secure a home in the sun.
Enness Global analysed the latest annual real estate sector data from the Office of Fair Trading (OFT) Gibraltar, assessing average transaction values as an indicator of market pricing, alongside total deal value and transaction volumes. The analysis also compared Gibraltar’s annual price movement against average house price growth seen across the UK and London over the same period.
The research shows that the average transaction value in Gibraltar now stands at £587,731, marking annual growth of 2.3%.
This places Gibraltar ahead of both the UK and London, with the average UK house price rising by 2.0% year on year, while London has seen far more modest growth of 0.8%.
Despite this resilience on price, the data also points to a notable slowdown in overall market momentum. On an annual basis, Gibraltar recorded a total real estate deal value of £202.2m across 344 transactions. This represents a 44.8% reduction in total deal value and a 46.1% fall in the number of transactions when compared to the previous year.
Enness Global notes that this combination of sustained price growth and reduced competition from other buyers can create favourable conditions for UK purchasers, particularly those seeking a safe, lifestyle-driven investment into a second home or long-term relocation.
With the Gibraltar Pound pegged at par with the British Pound, UK buyers also benefit from currency stability, removing a key barrier often associated with overseas property purchases.
Tamara Crowson, Head of Gibraltar at Enness Global, commented:
“Gibraltar continues to outperform when it comes to price growth, and the fact that values have risen more strongly than both the UK and London over the last year demonstrates just how resilient the Gibraltan market is, despite having seen a notable reduction in transactional volumes.
For UK purchasers who are ready to act, this reduction in activity can translate into a stronger negotiating position and access to good quality stock, particularly for lifestyle purchases or longer-term investment.
At Enness Global, we specialise in structuring bespoke finance solutions for high-net-worth and internationally mobile clients, including complex mortgages, bridging finance, and wealth-backed lending. Gibraltar’s unique position and the variety of borrower profiles looking to purchase there means expert advice and tailored structuring can make all the difference when securing the right property and the right funding solution.”

