Why should you buy home insurance online?

Buying home insurance online is the best way in this day and age to find the cheapest deal on your home insurance. By using a comparison site to compare the best home insurance companies in the UK, you will be able to find suitable deals for you, as well as reducing time wasted on phone calls to companies offering expensive premiums.

Online quotes allow you to easily tailor the deal you want. You can activate or deactivate a number of options from the comparison website menu and find the perfect deal for your situation.

Perhaps the best thing about buying insurance online is the ability to compare lots of deals at once. A quick inputting of your details will bring up a list of home insurance quotes, allowing you to easily compare them against each other, eliminating anything unsuitable and focusing on the best ones.

When you compare online, you will be presented with the companies that are offering introductory deals. These deals will provide the homeowner with usually a percentage off their premium just for signing up. These deals vary in percentage and also can go up or down when combined with in-premium options.

After you have compared home insurance deals online, the site will send the top deals direct to your inbox. This is useful for mulling over the decision and looking at the finer points of a quote after the initial comparison.

Your individual quotes are saved for weeks. You will be given a quote number that you can enter into the comparison site even weeks after you first searched. This is ideal if a quote has changed between your initial search and the time it comes to make a decision – just revert to your original offer.

During the searching process, you can immediately see the effects on your premium when you tweak any of the various options, such as altering the excess amounts. This will help you decide the most you can get from your deal within your budget.

Finding home insurance quotes online removes the feeling some people get by being pressured by phone salesman to make a quick decision. The ease of an online search means you can think about it and discuss it, and come back to your computer at a later time to make a final decision.

An online home insurance search shows you immediately how much it would cost you with your preferred payment option. Many people find it easier to pay for their insurance premium by paying for it monthly, and by choosing this option from the comparison website will show you exactly how much this option costs, immediately. It will also update when you change any options.

Perhaps the best reason to compare quotes online is that you only need fill out your personal and home information once, and the site will do all the work instead of you filling out forms on multiple sites.

Alex Evans

You May Also Enjoy

Breaking News

First-Time Buyers Prioritising ‘Forever Homes’

A third of first-time buyer purchases are semi-detached properties, as young people turn to ‘forever homes’   Barclays mortgage data shows semi-detached properties rose in popularity in August, accounting for 33.5 per cent of first-time buyer purchases Four in 10 Barclays first-time buyer customers chose mortgages allowing them to complete their repayments over a 30+…
Read More
Estate Agent Talk

Closing the gap on client relationships and recommendations

New research from iamproperty has highlighted the growing disconnect between what buyers and sellers want from their agent and what they experience, which could be killing recommendations from happy clients. iamproperty’s quarterly consumer survey revealed that only a third of respondents (32%)¹ would recommend their agent following their experience. With many agents relying on recommendations…
Read More
Estate Agent Talk

Northern Ireland to expect over 25,000 new home movers

Belfast-based estate agency John Minnis has revealed that Northern Ireland is to welcome an estimated 25,000- 30,000 new arrivals from the UK and Europe over the next five years, as migration to the region reaches its highest levels in more than a decade. Recent figures show that 11,700 people relocated from other parts of the…
Read More
Breaking News

Red tape and rising costs stifling new-build availability across the capital

The latest analysis from London estate agent, Benham and Reeves, has revealed how protracted building timelines are preventing the capital’s housebuilders from delivering the level of new-build housing stock required to meet demand, with new homes currently accounting for just 7.5% of all properties listed for sale across London. Benham and Reeves analysed the latest…
Read More
Estate Agent Talk

UK’s new wave of ‘second cities’ offers strongest yield growth for property investors

The latest research from West One Loans has found that whilst investors may continue to favour the nation’s key cities such as London, Birmingham, and Manchester, a new wave of ‘second cities’ is delivering the strongest growth in rental yields. These emerging markets are offering investors the chance to achieve attractive returns, driven by rising…
Read More
Estate Agent Talk

Decline in change of use further constricting housing supply

Jonathan Samuels, CEO of Octane Capital, believes that a decline in conversion projects could ultimately prevent the Government from hitting its ambitious housing delivery targets, as the firm’s latest analysis has revealed that the number of homes created through change of use has fallen sharply in the last five years. Octane Capital analysed official Government…
Read More