Why should you buy home insurance online?

Buying home insurance online is the best way in this day and age to find the cheapest deal on your home insurance. By using a comparison site to compare the best home insurance companies in the UK, you will be able to find suitable deals for you, as well as reducing time wasted on phone calls to companies offering expensive premiums.

Online quotes allow you to easily tailor the deal you want. You can activate or deactivate a number of options from the comparison website menu and find the perfect deal for your situation.

Perhaps the best thing about buying insurance online is the ability to compare lots of deals at once. A quick inputting of your details will bring up a list of home insurance quotes, allowing you to easily compare them against each other, eliminating anything unsuitable and focusing on the best ones.

When you compare online, you will be presented with the companies that are offering introductory deals. These deals will provide the homeowner with usually a percentage off their premium just for signing up. These deals vary in percentage and also can go up or down when combined with in-premium options.

After you have compared home insurance deals online, the site will send the top deals direct to your inbox. This is useful for mulling over the decision and looking at the finer points of a quote after the initial comparison.

Your individual quotes are saved for weeks. You will be given a quote number that you can enter into the comparison site even weeks after you first searched. This is ideal if a quote has changed between your initial search and the time it comes to make a decision – just revert to your original offer.

During the searching process, you can immediately see the effects on your premium when you tweak any of the various options, such as altering the excess amounts. This will help you decide the most you can get from your deal within your budget.

Finding home insurance quotes online removes the feeling some people get by being pressured by phone salesman to make a quick decision. The ease of an online search means you can think about it and discuss it, and come back to your computer at a later time to make a final decision.

An online home insurance search shows you immediately how much it would cost you with your preferred payment option. Many people find it easier to pay for their insurance premium by paying for it monthly, and by choosing this option from the comparison website will show you exactly how much this option costs, immediately. It will also update when you change any options.

Perhaps the best reason to compare quotes online is that you only need fill out your personal and home information once, and the site will do all the work instead of you filling out forms on multiple sites.

Alex Evans

You May Also Enjoy

Breaking News

Revealed: the most lucrative shared living postcodes

New research from COHO, the HMO management platform, reveals that the shared living market in England & Wales generates an estimated monthly rental income of £1.4bn. But which postcode areas are creating the most income from shared living? How much are HMOs making in your postcode? Find out here COHO has analysed the estimated number…
Read More
Breaking News

Mortgage approvals continue to climb in June

The latest mortgage approval data from the Bank of England figures show that: – Mortgage approvals on house purchases for June sat at 64,167 up (+1.4%) from 63,288 in May. This signals two consecutive months of growth. Approvals are also up (+5.6%) when compared to the 60,761 seen in June 2024. This growth is positive,…
Read More
bank of england interest rate
Breaking News

Bank of England Money & Credit Report June 2025

Net borrowing of mortgage debt by individuals increased by £3.1 billion to £5.3 billion in June, compared to a £2.8 billion increase to £2.2 billion of net borrowing in May. Net mortgage approvals for house purchases increased by 900, to 64,200 in June. Approvals for remortgaging also increased by 200, to 41,800 in June. This…
Read More
Breaking News

Housing market’s summer surge dampened by soaring stamp duty costs

Housing market activity has surged, with buyer demand up 11 per cent and agreed sales up eight per cent year-on-year, defying typical summer slowdown National house price inflation has slowed to 1.3 per cent, driven by a 12 per cent increase in homes for sale and higher stamp duty costs for many buyers Higher stamp…
Read More
Rightmove logo
Breaking News

Rents reach another new record as tenants pay £400 more than five years ago

The average advertised rent of homes outside of London has risen to another new record this quarter of £1,365 per calendar month (pcm), but the yearly pace of rent growth continues to slow: London rents also reach a 15th consecutive new record of £2,712 pcm this quarter Five years on from the pandemic, new tenants…
Read More
Breaking News

Six UK vineyards where homebuyers avoid the 84% premium

Six affordable UK vineyards where homebuyers avoid the 84% house price premium and toast a better deal The latest research from Yopa has revealed that living close to one of the UK’s top vineyards will set homebuyers back an average of £494,739, 84% more than the current UK average house price. However, there remain a…
Read More