Posts by Keith Pintointernational
TO BUY OR NOT TO BUY (APOLOGIES TO SHAKESPEARE)
Ask why when you tell yourself “I am going to buy a holiday home abroad” you hold back. Here are some of the reasons we have been told in the past with maybe a different angle on how these can be addressed. Prices may fall some more: Yes they may fall or they may go higher.…
Read MoreBREXIT IS IT ALL DOOM AND GLOOM?
Well Brexit has come and……..gone? Whichever way you may have voted, whether you like it or not the result is to leave the EU. THIS DOES NOT MEAN WE ARE LEAVING EUROPE!! Almost half the population wanted to stay, just over half the population wanted to…
Read MoreSTOP, THINK, LISTEN
It’s that time of year again “THE SUMMER” with all that goes with it. Strawberries, Pimms, tennis, trips to the beach, to mention just a few and those important Summer Holidays ( oh and this year the EURO FOOTBALL!). PLUS SUMMER MADNESS!! What do I mean by…
Read MorePORTALS, PAPERS AND AGENTS
As a “household”, well my wife and I, we regularly look through the property section of our local newspaper the Eastern Daily Press (very good it is too!). We look at country estates and think “imagine mowing the lawns” and “all that housework”. On a more serious note, we do look at property prices. Having…
Read MoreDON’T WALK AWAY!!
Having bought a property in Spain, you then find your financial circumstances have changed over the years. For whatever reason you can’t afford the community fees or mortgage. This unfortunately could be due to separation or divorce from your partner, loss of job etc. It may be as you got older you don’t feel you…
Read MoreCUTTING HOLIDAY HOME RUNNING COSTS
The type of day-to-day running costs of a holiday home abroad are going to be similar whether it is a villa or apartment you own or are going to buy. Here are some things to consider which may help you save money: When buying a property think of the distance you will have to travel…
Read MoreTAXES AND YOUR SPANISH PROPERTY
They always seem to be in the news!! Organising taxes through an Overseas Arrangement may not be cricket as we know it, but as long as it falls within current legislation, most people logically are going to seek legal ways to reduce their tax bill. Taxes on Overseas Property are different and they come into different categories.…
Read MoreBREXIT AND BUYING ABROAD.
Well that’s one problem out of the way in this country. Tax changes have happened by 1st April!! Yet, for all the furore and hysteria, however, Buy-to-Let will still go on. ( Not that we’re unhappy because we have seen a surge in interest in Spanish property, specifically for the equivalent of Buy-to-Let, so the reaction to the…
Read MorePERMANENT LIVING IN SPAIN.
Buying a property for permanent living in Spain is different from buying as a holiday home. Why would you be doing this? The two main reasons are for work and retirement. If you are going to Spain to work then the type of job you are going to take up will help you to decide…
Read MoreDid somebody sneeze!!
Did somebody sneeze!! Whoops better hold off from buying a property in Spain. I might have caught a cold!! Yes seems stupid but this is how fragile property-buying in Spain can be when we have scare mongers all around. Now we have the “Will we , won’t we” on the EU question! In the 1980’s…
Read MoreHOW DO YOU FUND A HOLIDAY PROPERTY?
1. CASH 2. CASH WITH A MORTGAGE TOP-UP 3. SPANISH MORTGAGE 4. UK MORTGAGE 5. “CROWD FUNDING” These ideas may seem obvious but not everyone thinks of all the possibilities particularly if they hadn’t thought of the combination in point two or five. CASH: This is straight forward. You find a property you pay for…
Read MoreSpanish buy-to-let long term rental.
We have on more than one occasion talked about renting out your Spanish property. In this, our latest look at the Spanish market, we are happy to put forward pointers which may help you to think of a property in Spain as” Buy-to-let”. Just as in the UK this is a different proposition from having…
Read More