Home Emergency Cover

August 16, 2017

Home Emergency cover is there for when things go wrong at home that we class as an emergency, they cause unnecessary stress and the cost to fix the damage is usually expensive and it becomes more and more stressful, therefore having this insurance cover is an essential and is becoming more and more popular in the homes of the UK population. This cover is there for when something happens suddenly such as a burst pipe, boiler breakdown and many more aspects and you need it fixing straight away, it provides you with peace of mind knowing that there is a quick fix for you.

Having emergency cover in place for your home will fix situations much quicker, you will be given a number to call by your insurer if something goes wrong and it requires attention straight away. There are appointed tradespeople who work solely with emergency cover clients to help you get your home back to how it was.

If you already have home insurance make sure that you read the small print and see if you already have emergency cover as an added bonus, however most companies do not offer this and you usually have to find the cover yourself and add it to your existing cover. Do not add cover that is unnecessary as you will be paying for a policy that isn’t suited to you, make a list of what you are most worried about going wrong within your home and work from there, if your boiler is very old you should consider cover for this or even replacing it however if you are in a new build with a new boiler this will not be your first priority. It is simple to figure out what you need and what you don’t need.

There is a difference between ordinary home cover and emergency cover, it is important you know what the difference is, the type of emergencies you are more likely to need assistance for are:
Gas and Electric Supply Failure
Loss of Keys to Your Home
Failure of Toilet and Sewage System
Plumbing Issues
Main Heating System

These are the main situations that cover is usually needed for, as previously mentioned prioritise what you think you will definitely need the cover for and work from there. Policies vary widely when it comes to the claims and costs as some companies will charge for the call out of tradesmen however some do not, and some companies will limit how many claims you make per year. Do your research and you will find the perfect policy to suit your individual needs.

All it takes is one call to the emergency helpline number to organise for an approved contractor to make emergency repairs to your home. Ensuring you have the right home emergency cover is essential for your peace of mind.

Written by Alicia Clarke

EAN Content

Content shared by this account is either news shared free by third parties or sponsored (paid for) content from third parties. Please be advised that links to third party websites are not endorsed by Estate Agent Networking - Please do your own research before committing to any third party business promoted on our website.

You May Also Enjoy

Letting Agent Talk

Creating a Comfortable Work Environment: The Best Air Conditioning Solutions for Your Employees

As a business owner, you know that providing a comfortable working environment is crucial for both employee well-being and productivity. One of the most effective ways to enhance the comfort of your workplace is by ensuring that the temperature is regulated. Air conditioning plays a significant role in this, especially during the warmer months when…
Read More →
Breaking News

First-time buyer purchases up 59% in race to complete ahead of stamp duty deadline

Missing stamp duty deadline to cost homebuyers £6,512 as mortgage demand surges in race for completion  Spending on mortgages and rent grew by 7.7.% in February, up 5.7 percentage points from January, according to the latest Barclays Property Insights report. The report has also discovered that homebuyers could be faced with additional costs of £6,512…
Read More →
Breaking News

Half of Private Renters Reliant on Benefits Face Rent Shortfall

Almost half of all private renters in receipt of housing benefits experience a shortfall between the support they receive from government and their monthly rents. That’s according to a new analysis by the National Residential Landlords Association (NRLA) ahead of a planned freeze of housing benefit rates in April. The most recent official data reveals…
Read More →
Estate Agent Talk

What Are the Tax Benefits for Homeowners?

Owning a home is one of the most significant financial commitments an individual can make, but it also comes with several tax benefits that can help offset costs and improve overall financial well-being. The tax code includes numerous provisions designed to incentivize homeownership, making it easier for homeowners to save money through deductions, credits, and…
Read More →
Breaking News

New financial sanctions reporting obligations will apply to all letting agents

From 14 May 2025, financial sanctions reporting obligations will apply to all letting agents working throughout the UK as amended guidance and regulations made by the Office of Financial Sanctions Implementation (OFSI) come into force. Letting agents need to be aware that in contrast to the Money Laundering Regulations, the reporting obligations will apply to…
Read More →
Estate Agent Talk

Can You Make Purchasing A Property Easier For Yourself?

Can you make purchasing property easier for yourself? Yes, you can. Despite what some people may think, there are various ways in which you can make yourself a more attractive buyer, and put yourself in a better position to be accepted for things like mortgages. It takes a fair amount of work though, and you’re…
Read More →