Nationwide becoming first lender to allow mortgage deeds to be signed digitally

February 10, 2026

Mary-Lou Press, President of NAEA Propertymark (National Association of Estate Agents), comments:

“The conveyancing process remains one of the most common sources of frustration for buyers and sellers, with more than 30 per cent of housing transactions taking over 17 weeks to complete on average. These prolonged timescales only serve to increase pressure and uncertainty during what is already one of the most stressful financial commitments people will make in their lifetime.

“It is therefore welcome news that technological improvements will allow mortgage deeds to be signed digitally, helping to remove unnecessary delays from the process. Embracing digital solutions has the potential not only to speed up transactions but also to improve accuracy, reduce administrative burdens, and give buyers and sellers greater confidence as they move through the system.

“As the homebuying process continues to modernise, it is vital that these innovations are adopted consistently across the mortgage and conveyancing sectors. Widespread take-up could play a significant role in reducing transaction times, improving consumer experience, and helping to create a more efficient and resilient housing market overall.”

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