Pensioners invest in Buy-to-Let

The buy-to-let sector of the property market remains as strong as ever, new data reveals that the number of buy-to-let deals available to first-time landlords has increased 13 per cent in the last few months.

It is just a few weeks since the relaxtion of rules came into effect concerning changes to how pensioners are able to deal with their own “pension pots” no longer being obliged to take out an annuity, this new freedom which applies to approx 60,000 pensioners means it is very likely that some of their money will be finding its way into buy-to-let investements yielding alot better than a bank or building society with currently low savings rates.

Data from specialist mortgage lender Kensington revealed that 53 per cent of retirement savers said they would consider investing or are already investing in buy-to-let to increase their income in retirement.

Ms Charlotte Nelson, finance expert at Moneyfacts, reportedly said that with the sector lying outside the Mortgage Market Review, it is “unsurprising” that the number of buy-to-let deals has risen to an “all-time high”, she also pointed out that with high rents and mortgage rates at record lows, there is potential for big returns, but this may not be the case forever as the base rate is likely to rise at some point in the future.

 

 

Allen Walkey

Highly experienced businessman with a successful career in property sales and investment both in the UK and abroad. Now a freelance writer and blogger for the property and Investment Industry, keeping readers up-to-date with changes and events in a rapidly changing world.

You May Also Enjoy

Breaking News

2026 Predictions for the Auctions Sector

Daniel Gale, Head of Auctions, First for Auctions, part of LRG “As we enter 2026, market conditions are expected to mirror those seen last year. Buyer confidence remains cautious, borrowing costs are still high, and lenders continue to tighten criteria. This ongoing pressure on private treaty sales is driving more sellers towards auction as a…
Read More
Breaking News

First-time buyer demand edges higher in Q4

The latest research by Yopa has revealed that first-time buyers are beginning to return to the market, encouraged by stabilising interest rates and the base rate cut seen in December, with demand edging higher during the final quarter of the year. Yopa analysed first-time buyer (FTB) demand based on the proportion of homes listed under…
Read More
Breaking News

Rental price and average salary tracker – December 2025

Seasonal slowdown brings month-on-month rent falls, while affordability pressures remain entrenched Year-on-year trends continue to show only modest movement, with the income required to rent remaining broadly stable across most regions, reinforcing the long-term affordability challenge facing tenants. The most notable shifts in the market are now happening month-on-month, with several regions experiencing sharp short-term…
Read More
Breaking News

Expectations are high for a booming mortgage market

Moneyfacts UK Mortgage Trends Treasury Report data reveals the falls in mortgage rates during 2025, along with product choice growth, sets a positive stage for the market in 2026. Product choice overall rose month-on-month, to 7,158 options, where year-on-year, there are now 650 more deals available to borrowers. The latest count is the highest since…
Read More
Breaking News

Homebuyers benefit as 37% of homes see price cut

January sales bring bargain opportunities for homebuyers, but window is already narrowing as market strengthens The latest research by Benham and Reeves has shown that 37% of homes currently listed for sale across England have seen an asking price reduction, meaning homebuyers entering the market this January have a strong chance of securing a bargain.…
Read More
for sale sign london
Breaking News

Home sellers hit the ground running in 2026

The latest market analysis from GetAgent.co.uk shows that momentum is already starting to build in 2026, as sellers are returning to the market at mass, keen to make their move now that Autumn Budget uncertainty is behind us and buyer confidence has been buoyed by a December base rate reduction. GetAgent analysed current for-sale listings…
Read More