Rightmove data on council tax increase

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Following today’s announcement about councils being given the power to increase council 5%, new Rightmove data analyses council tax by local authority in England as a proportion of rent and mortgage payments, showing that people in Hartlepool pay council tax that is equivalent to 22% of their annual mortgage payment, versus just 1% of their annual mortgage payment for people in Westminster.

 

Looking at total council tax payments, Rutland pays the highest council tax in monetary terms, at £2,300 per year for Band D. This is nearly three times the amount paid by residents in Westminster (£866).

 

Areas with highest council tax as a proportion of their annual mortgage bills

The annual mortgage payment is based on an assumed mortgage of 25 years with an initial fixed 6.21% interest rate, with a 90% loan to value.

 

 

Local Authority

 Council Tax (Band D)

2022/2023 +5%

Average Annual Mortgage

2022

 

Council tax as % of annual mortgage

Middlesbrough £2,277 £10,376 22%
Hartlepool £2,307 £10,607 22%
Burnley £2,261 £10,465 22%
Hyndburn £2,194 £10,442 21%
Blackpool £2,167 £10,345 21%
Kingston upon Hull, City of £1,979 £9,702 20%
County Durham £2,314 £11,983 19%
Gateshead £2,324 £12,330 19%
Blackburn with Darwen £2,117 £11,347 19%
Redcar and Cleveland £2,218 £12,164 18%

 

Areas with highest council tax as a proportion of their rent

 

 

Local Authority

 Council Tax (Band D)

2022/2023 + 5%

Average Annual Rent

2022

 

Council tax as % of annual rent

Hartlepool £2,307 £7,142 32%
Burnley £2,261 £7,637 30%
Hyndburn £2,194 £7,509 29%
County Durham £2,314 £8,046 29%
Pendle £2,322 £8,285 28%
Carlisle £2,156 £8,060 27%
North East Lincolnshire £2,184 £8,213 27%
Allerdale £2,183 £8,421 26%
Redcar and Cleveland £2,218 £8,569 26%
Copeland £2,190 £8,545 26%

 

Areas with lowest council tax as a proportion of their mortgage bills

 

Local Authority Council Tax (Band D)

2022/2023 +5%

Average Annual Mortgage

2022

Council tax as % of annual mortgage
Westminster £909 £110,308 1%
Kensington and Chelsea £1,451 £128,867 1%
Wandsworth £916 £59,490 2%
City of London £1,128 £62,832 2%
Hammersmith and Fulham £1,289 £64,707 2%
Camden £1,882 £77,377 2%
Richmond upon Thames £2,123 £66,919 3%
Windsor and Maidenhead £1,600 £49,466 3%
Islington £1,796 £54,583 3%
Elmbridge £2,267 £68,540 3%

 

 

Areas with lowest council tax as a proportion of their annual rent

 

 

Local Authority

 Council Tax (Band D)

2022/2023 +5%

Average Annual Rent

2022

 

Council tax as % of annual rent

Westminster £909 £53,580 2%
Kensington and Chelsea £1,451 £59,145 2%
Wandsworth £916 £35,629 3%
City of London £1,128 £36,328 3%
Hammersmith and Fulham £1,289 £40,941 3%
Camden £1,882 £46,091 4%
Tower Hamlets £1,596 £33,579 5%
Islington £1,796 £34,307 5%
Windsor and Maidenhead £1,600 £29,095 5%
Lambeth £1,743 £31,312 6%

 

Areas with most expensive council tax (£)

 

 

Local Authority

Council Tax (Band D)

2022/2023

Council Tax (Band D)

2022/2023 +5%

Rutland £2,300 £2,415
Nottingham £2,294 £2,409
Dorset £2,290 £2,405
Lewes £2,281 £2,396
Wealden £2,252 £2,365

 

Areas with cheapest council tax (£)

 

Local Authority

Council Tax (Band D)

2022/2023

Council Tax (Band D)

2021/2022 +5%

Westminster £866 £909
Wandsworth £873 £916
City of London £1,075 £1,128
Hammersmith and Fulham £1,228 £1,289
Kensington and Chelsea £1,382 £1,451

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