Rightmove’s weekly mortgage tracker 24/01/25

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Average rates for 2-year and 5-year fixed-rate mortgages

Term Average rate Weekly change Yearly change
2-year fixed 5.02% +0.02% +0.05%
5-year fixed 4.80% +0.03% +0.13%

Term Lowest rate Weekly change Yearly change
2-year fixed 4.22% +0.00% +0.14%
5-year fixed 4.07% +0.00% +0.19%

Average fixed-term mortgage rates for home-buyers with 5-10% deposits

Loan to Value (LTV) Term Avg rate
17 Jan 2025
Avg rate
24 Jan 2025
Weekly Change Yearly Change
95% 2-year-fixed 5.68% 5.71% +0.03% +0.07%
95% 5-year-fixed 5.36% 5.39% +0.03% +0.18%
90% 2-year-fixed 5.36% 5.39% +0.03% +0.14%
90% 5-year-fixed 4.98% 5.01% +0.03% +0.19%

Average fixed-term mortgage rates for home-buyers with 15-25% deposits

Loan to Value (LTV) Term Avg rate
17 Jan 2025
Avg rate
24 Jan 2025
Weekly Change Yearly Change
85% 2-year-fixed 4.93% 4.95% +0.02% -0.01%
85% 5-year-fixed 4.72% 4.75% +0.03% +0.13%
75% 2-year-fixed 4.79% 4.83% +0.04% +0.08%
75% 5-year-fixed 4.63% 4.66% +0.03% +0.09%

Average fixed-term mortgage rates for home-buyers with 40% deposits

Loan to Value (LTV) Term Avg rate
17 Jan 2025
Avg rate
24 Jan 2025
Weekly Change Yearly Change
60% 2-year-fixed 4.38% 4.42% +0.04% +0.02%
60% 5-year-fixed 4.27% 4.29% +0.02% +0.11%

 

These rates are provided by Podium and are an average based on 95% of the mortgage market. All rates are based on products with a circa £999 fee.

Rightmove

UK Property news updates shared directly from Rightmove PLC - the country's leading property portal.

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