Rightmove’s Weekly Mortgage Tracker
May 21, 2025
Average rates for 2-year and 5-year fixed-rate mortgages
| Term | Average rate | Weekly change | Yearly change |
| 2-year fixed | 4.60% | -0.02% | -0.84% |
| 5-year fixed | 4.58% | -0.02% | -0.48% |
Lowest rates for 2-year and 5-year fixed-rate mortgages
| Term | Lowest rate | Weekly change | Yearly change |
| 2-year fixed | 3.72% | +0.00% | -1.03% |
| 5-year fixed | 3.78% | +0.00% | -0.56% |
Average fixed-term mortgage rates for homebuyers with 5-10% deposits
| Loan to Value (LTV) | Term | Avg rate 14 May 2025 |
Avg rate 21 May 2025 |
Weekly Change | Yearly Change |
| 95% | 2-year-fixed | 5.36% | 5.33% | -0.03% | -0.77% |
| 95% | 5-year-fixed | 5.26% | 5.25% | -0.01% | -0.45% |
| 90% | 2-year-fixed | 4.93% | 4.91% | -0.02% | -0.75% |
| 90% | 5-year-fixed | 4.78% | 4.77% | -0.01% | -0.42% |
Average fixed-term mortgage rates for homebuyers with 15-25% deposits
| Loan to Value (LTV) | Term | Avg rate 14 May 2025 |
Avg rate 21 May 2025 |
Weekly Change | Yearly Change |
| 85% | 2-year-fixed | 4.58% | 4.56% | -0.02% | -0.90% |
| 85% | 5-year-fixed | 4.54% | 4.53% | -0.01% | -0.50% |
| 75% | 2-year-fixed | 4.37% | 4.35% | -0.02% | -0.96% |
| 75% | 5-year-fixed | 4.40% | 4.39% | -0.01% | -0.56% |
Average fixed-term mortgage rates for homebuyers with 40% deposits
| Loan to Value (LTV) | Term | Avg rate 14 May 2025 |
Avg rate 21 May 2025 |
Weekly Change | Yearly Change |
| 60% | 2-year-fixed | 4.01% | 3.93% | -0.08% | -0.96% |
| 60% | 5-year-fixed | 4.05% | 3.98% | -0.07% | -0.51% |
These rates are provided by Podium and are an average based on 95% of the mortgage market. All rates are based on products with a circa £999 fee.
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