Rightmove’s Weekly Mortgage Rates Tracker
October 9, 2025
Average rates for 2-year and 5-year fixed-rate mortgages
| Term | Average rate | Weekly change | Yearly change |
| 2-year fixed | 4.51% | +0.00% | -0.37% |
| 5-year fixed | 4.55% | +0.01% | +0.01% |
Lowest rates for 2-year and 5-year fixed-rate mortgages
| Term | Lowest rate | Weekly change | Yearly change |
| 2-year fixed | 3.77% | +0.05% | -0.07% |
| 5-year fixed | 3.97% | +0.10% | +0.29% |
Average fixed-term mortgage rates for homebuyers with 5-10% deposits
| Loan to Value (LTV) | Term | Avg rate 02 Oct 2025 |
Avg rate 09 Oct 2025 |
Weekly Change | Yearly Change |
| 95% | 2-year-fixed | 5.17% | 5.17% | +0.00% | -0.38% |
| 95% | 5-year-fixed | 5.12% | 5.14% | +0.02% | -0.05% |
| 90% | 2-year-fixed | 4.68% | 4.68% | +0.00% | -0.62% |
| 90% | 5-year-fixed | 4.67% | 4.66% | -0.01% | -0.17% |
Average fixed-term mortgage rates for homebuyers with 15-25% deposits
| Loan to Value (LTV) | Term | Avg rate 02 Oct 2025 |
Avg rate 09 Oct 2025 | Weekly Change | Yearly Change |
| 85% | 2-year-fixed | 4.39% | 4.39% | +0.00% | -0.51% |
| 85% | 5-year-fixed | 4.43% | 4.43% | +0.00% | -0.14% |
| 75% | 2-year-fixed | 4.31% | 4.32% | +0.01% | -0.33% |
| 75% | 5-year-fixed | 4.39% | 4.40% | +0.01% | +0.05% |
Average fixed-term mortgage rates for homebuyers with 40% deposits
| Loan to Value (LTV) | Term | Avg rate 02 Oct 2025 | Avg rate 09 Oct 2025 | Weekly Change | Yearly Change |
| 60% | 2-year-fixed | 3.97% | 3.98% | +0.01% | -0.12% |
| 60% | 5-year-fixed | 4.10% | 4.12% | +0.02% | +0.24% |
These rates are provided by Podium and are an average based on 95% of the mortgage market. All rates are based on products with a circa £999 fee.
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