Rightmove’s weekly mortgage tracker

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Average rates for 2-year and 5-year fixed-rate mortgages

Term Average rate Weekly change Yearly change
2-year fixed 4.61% -0.02% -0.80%
5-year fixed 4.59% -0.01% -0.42%

Lowest rates for 2-year and 5-year fixed-rate mortgages

Term Lowest rate Weekly change Yearly change
2-year fixed 3.72% +0.00% -1.03%
5-year fixed 3.78% +0.00% -0.56%

Average fixed-term mortgage rates for home-buyers with 5-10% deposits

Loan to Value (LTV) Term Avg rate
09 May 2025
Avg rate
16 May 2025
Weekly Change Yearly Change
95% 2-year-fixed 5.40% 5.34% -0.06% -0.76%
95% 5-year-fixed 5.27% 5.26% -0.01% -0.44%
90% 2-year-fixed 4.94% 4.92% -0.02% -0.75%
90% 5-year-fixed 4.79% 4.78% -0.01% -0.42%

Average fixed-term mortgage rates for home-buyers with 15-25% deposits

Loan to Value (LTV) Term Avg rate
09 May 2025
Avg rate
16 May 2025
Weekly Change Yearly Change
85% 2-year-fixed 4.58% 4.58% +0.00% -0.81%
85% 5-year-fixed 4.55% 4.54% -0.01% -0.41%
75% 2-year-fixed 4.39% 4.37% -0.02% -0.88%
75% 5-year-fixed 4.41% 4.39% -0.02% -0.47%

Average fixed-term mortgage rates for home-buyers with 40% deposits

Loan to Value (LTV) Term Avg rate
09 May 2025
Avg rate
16 May 2025
Weekly Change Yearly Change
60% 2-year-fixed 4.01% 3.94% -0.07% -0.95%
60% 5-year-fixed 4.06% 3.99% -0.07% -0.50%

 

These rates are provided by Podium and are an average based on 95% of the mortgage market. All rates are based on products with a circa £999 fee.

Rightmove

UK Property news updates shared directly from Rightmove PLC - the country's leading property portal.

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