Rightmove’s weekly mortgage tracker
May 16, 2025
Average rates for 2-year and 5-year fixed-rate mortgages
| Term | Average rate | Weekly change | Yearly change |
| 2-year fixed | 4.61% | -0.02% | -0.80% |
| 5-year fixed | 4.59% | -0.01% | -0.42% |
Lowest rates for 2-year and 5-year fixed-rate mortgages
| Term | Lowest rate | Weekly change | Yearly change |
| 2-year fixed | 3.72% | +0.00% | -1.03% |
| 5-year fixed | 3.78% | +0.00% | -0.56% |
Average fixed-term mortgage rates for home-buyers with 5-10% deposits
| Loan to Value (LTV) | Term | Avg rate 09 May 2025 |
Avg rate 16 May 2025 |
Weekly Change | Yearly Change |
| 95% | 2-year-fixed | 5.40% | 5.34% | -0.06% | -0.76% |
| 95% | 5-year-fixed | 5.27% | 5.26% | -0.01% | -0.44% |
| 90% | 2-year-fixed | 4.94% | 4.92% | -0.02% | -0.75% |
| 90% | 5-year-fixed | 4.79% | 4.78% | -0.01% | -0.42% |
Average fixed-term mortgage rates for home-buyers with 15-25% deposits
| Loan to Value (LTV) | Term | Avg rate 09 May 2025 |
Avg rate 16 May 2025 |
Weekly Change | Yearly Change |
| 85% | 2-year-fixed | 4.58% | 4.58% | +0.00% | -0.81% |
| 85% | 5-year-fixed | 4.55% | 4.54% | -0.01% | -0.41% |
| 75% | 2-year-fixed | 4.39% | 4.37% | -0.02% | -0.88% |
| 75% | 5-year-fixed | 4.41% | 4.39% | -0.02% | -0.47% |
Average fixed-term mortgage rates for home-buyers with 40% deposits
| Loan to Value (LTV) | Term | Avg rate 09 May 2025 |
Avg rate 16 May 2025 |
Weekly Change | Yearly Change |
| 60% | 2-year-fixed | 4.01% | 3.94% | -0.07% | -0.95% |
| 60% | 5-year-fixed | 4.06% | 3.99% | -0.07% | -0.50% |
These rates are provided by Podium and are an average based on 95% of the mortgage market. All rates are based on products with a circa £999 fee.
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