Rightmove’s Weekly Mortgage Tracker – 01/07/25
July 1, 2025
Average rates for 2-year and 5-year fixed-rate mortgages
| Term | Average rate | Weekly change | Yearly change |
| 2-year fixed | 4.57% | -0.05% | -0.83% |
| 5-year fixed | 4.55% | -0.04% | -0.45% |
Lowest rates for 2-year and 5-year fixed-rate mortgages
| Term | Lowest rate | Weekly change | Yearly change |
| 2-year fixed | 3.69% | -0.13% | -0.98% |
| 5-year fixed | 3.87% | -0.01% | -0.36% |
Average fixed-term mortgage rates for homebuyers with 5-10% deposits
| Loan to Value (LTV) | Term | Avg rate 24 June 2025 |
Avg rate 01 July 2025 |
Weekly Change | Yearly Change |
| 95% | 2-year-fixed | 5.28% | 5.26% | -0.02% | -0.86% |
| 95% | 5-year-fixed | 5.28% | 5.24% | -0.04% | -0.44% |
| 90% | 2-year-fixed | 4.87% | 4.81% | -0.06% | -0.85% |
| 90% | 5-year-fixed | 4.76% | 4.72% | -0.04% | -0.44% |
Average fixed-term mortgage rates for homebuyers with 15-25% deposits
| Loan to Value (LTV) | Term | Avg rate 24 June 2025 |
Avg rate 01 July 2025 | Weekly Change | Yearly Change |
| 85% | 2-year-fixed | 4.55% | 4.48% | -0.07% | -0.91% |
| 85% | 5-year-fixed | 4.52% | 4.46% | -0.06% | -0.54% |
| 75% | 2-year-fixed | 4.43% | 4.38% | -0.05% | -0.87% |
| 75% | 5-year-fixed | 4.47% | 4.43% | -0.04% | -0.44% |
Average fixed-term mortgage rates for homebuyers with 40% deposits
| Loan to Value (LTV) | Term | Avg rate 24 June 2025 | Avg rate 01 July 2025 | Weekly Change | Yearly Change |
| 60% | 2-year-fixed | 3.97% | 3.91% | -0.06% | -0.92% |
| 60% | 5-year-fixed | 4.02% | 4.00% | -0.02% | -0.41% |
You May Also Enjoy
60% of homeowners admit to stress & sleepless nights
Managing your mortgage and mental health as 60% of homeowners admit to stress and sleepless nights The latest insight from award-winning mortgage adviser, Alexander Hall, has shown that for the majority of homeowners, their mortgage is their single largest financial worry, with 60% stating that their mortgage worries have impacted their mental health at one…
Read More 
Improve Tenant Satisfaction with Expert Commercial Property Management
In the world of commercial real estate, tenant satisfaction can make or break a property’s success. Happy tenants are more likely to renew leases, recommend the property to others, and take better care of the premises. However, achieving and maintaining tenant satisfaction requires more than just a well-maintained building—it takes expertise, communication, and a strategic…
Read More 
Attic bedrooms can boost the price of a home by a quarter
Latest research from Nationwide reveals how home improvements can boost property prices in 2025 Analysis based on Nationwide’s HPI data shows extensions or loft conversions with a bedroom can increase value by up to 24% But kitchen and bathroom renovations most popular improvements amongst homeowners in last five years 34% made green improvements, such as…
Read More 
Prime London sellers exit the market
Prime London sellers exit the market, as high-end for sale stock falls in Q3 The latest look at prime London property supply from Jefferies London has shown that the volume of homes priced at £2m or more listed for sale across the capital fell by 4.3% during the third quarter of 2025, accounting for just…
Read More 
Government’s last-minute Planning Bill amendments will tackle blockers and boost growth
The Government has announced several major amendments to the Planning and Infrastructure Bill, which further streamline the planning process. They include reducing the length of consultation, stripping uncooperative councils of the right to make certain decisions, and paring back the impact and ability to raise legal disputes. Richard Beresford, Chief Executive of the National Federation…
Read More 
Next budget a “pivotal moment for the property market”
The UK government is due to unveil its next budgetary statement in November, with many rumours circulating on how it’ll affect the property market. While many rumours are circulating among thought leaders and economists, Mitchell Martyn, property expert from Pure Property Finance, a property finance specialist based in the UK, says that this next budget…
Read More