Rightmove’s Weekly Mortgage Tracker – 18/09/25
September 18, 2025
Average rates for 2-year and 5-year fixed-rate mortgages
| Term | Average rate | Weekly change | Yearly change |
| 2-year fixed | 4.54% | +0.02% | -0.44% |
| 5-year fixed | 4.56% | +0.01% | -0.05% |
Lowest rates for 2-year and 5-year fixed-rate mortgages
| Term | Lowest rate | Weekly change | Yearly change |
| 2-year fixed | 3.75% | +0.00% | -0.24% |
| 5-year fixed | 3.89% | +0.00% | +0.12% |
Average fixed-term mortgage rates for homebuyers with 5-10% deposits
| Loan to Value (LTV) | Term | Avg rate 11 Sept 2025 |
Avg rate 18 Sept 2025 |
Weekly Change | Yearly Change |
| 95% | 2-year-fixed | 5.16% | 5.20% | +0.04% | -0.44% |
| 95% | 5-year-fixed | 5.11% | 5.15% | +0.04% | -0.16% |
| 90% | 2-year-fixed | 4.73% | 4.73% | +0.00% | -0.68% |
| 90% | 5-year-fixed | 4.72% | 4.73% | +0.01% | -0.17% |
Average fixed-term mortgage rates for homebuyers with 15-25% deposits
| Loan to Value (LTV) | Term | Avg rate 11 Sept 2025 |
Avg rate 18 Sept 2025 | Weekly Change | Yearly Change |
| 85% | 2-year-fixed | 4.42% | 4.44% | +0.02% | -0.55% |
| 85% | 5-year-fixed | 4.44% | 4.46% | +0.02% | -0.19% |
| 75% | 2-year-fixed | 4.32% | 4.36% | +0.04% | -0.38% |
| 75% | 5-year-fixed | 4.38% | 4.41% | +0.03% | +0.02% |
Average fixed-term mortgage rates for homebuyers with 40% deposits
| Loan to Value (LTV) | Term | Avg rate 11 Sept 2025 | Avg rate 18 Sept 2025 | Weekly Change | Yearly Change |
| 60% | 2-year-fixed | 3.97% | 3.98% | +0.01% | -0.22% |
| 60% | 5-year-fixed | 4.10% | 4.10% | +0.00% | +0.21% |
These rates are provided by Podium and are an average based on 95% of the mortgage market. All rates are based on products with a circa £999 fee.
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