The best buy-to-let and buy-to-live locations in the UK

The latest research by lettings platform Howsy, has looked at where in the UK is currently the best place to invest in bricks and mortar to put a roof over your own head, and where is the best location to invest in a buy-to-let to combine the best of both worlds in tough market conditions.

Howsy looked at where has seen the best house price growth over the last year, where is home to the highest rental yields and where is the best option for a mix of both when investing on your doorstep.

The best buy-to-live locations

Brexit has caused house price growth to stutter across much of the UK but for those looking to invest in their own piece of property, there are still pockets enjoying notable price growth.

North Devon tops the table at 15% growth year on year, followed by Merthyr Tydfil and Blaenau Gwent in Wales, both at 13%, along with a third Welsh option in Caerphilly, up 11%.

Camden is the best bet in London with house prices up 10% in the last year, with West Devon, Forest Heath, Rochdale and Monmouthshire all up 9%, and Trafford seeing annual growth of 8%.

So you know where to live for the healthiest return on your house price but where should you invest when it comes to buy-to-let?

The best buy-to-let locations

When it comes to current rental yields, Glasgow is the best spot for a return at 7.5%, with Scotland also accounting for the next best three in Midlothian (6.8%), East Ayshire (6.8%) and West Dunbartonshire (6.7%). Burnley and Belfast are home to current yields of 6.5%, while Inverclyde (6.4%), Falkirk (6.3%), the Western Isles (6.2%) and Clackmannanshire (6.1%) complete the top 10.

So there you have it, buy and live in North Devon and invest in Glasgow and your sure to beat the Brexit blues to see an all-round return.

Founder and CEO of Howsy, Calum Brannan, commented:

“The face of the lettings sector has changed quite considerably with the advent of technology-based solutions to traditional problems, and now even the most amateur of buy-to-let landlords can own a home on the other side of the UK and manage their investment efficiently and effectively.

More accessibility via digital rental platforms now provides landlords with greater empowerment when managing their property portfolio and they can do so anytime, day or night, with greater peace of mind

The new age of letting agent not only provides this greater peace of mind but as they tend to operate on a UK-wide scale, they are better placed to deal with the day to day needs of the buy-to-let sector, whether it’s one property at the other end of the country, or a number of properties spread over different regions.

As a result, landlords are no longer restricted to investing within the local vicinity to keep tabs on their property or forced to pay exuberant fees for an agent to do so, leaving them free to buy in one section of the market and invest in another to maximise their financial gain across the board.”

Best place to live – Rankings by average annual house price growth
Location
Annual House Price Growth
North Devon
15%
Merthyr Tydfil
13%
Blaenau Gwent
13%
Caerphilly
11%
Camden
10%
West Devon
9%
Forest Heath
9%
Rochdale
9%
Monmouthshire
9%
Trafford
8%
England
0.3%
Wales
4.2%
Scotland
1.4%
Northern Ireland
1.6%
United Kingdom
0.7%
Place to invest – Rankings by average rental yield
Location
Current Rental Yields
Glasgow City
7.5%
Midlothian
6.8%
East Ayrshire
6.8%
West Dunbartonshire
6.7%
Burnley
6.5%
Belfast
6.5%
Inverclyde
6.4%
Falkirk
6.3%
Western Isles
6.2%
Clackmannanshire
6.1%
England
4.1%
Wales
3.7%
Scotland
5.7%
Northern Ireland
5.4%
United Kingdom
3.5%

 

Sources
Average House Price
Source
All UK
Private Rental Market
England
Wales
Scotland
Northern Ireland

Properganda PR

National and local media coverage for property businesses. Journo quotes delivered in minutes.

You May Also Enjoy

Breaking News

Nationwide extends six times lending to home movers and remortgage

Nationwide enhances support for people looking to move up the property ladder or get a new mortgage deal Five-fold increase in Nationwide loans to first-time buyers at or above 5.5x income in 2025, compared to 2024 Increased first-time buyer support follows regulatory changes to improve affordability Nationwide is today announcing a major boost to the…
Read More
Breaking News

Breaking Property News – 21/1/2026

Daily bite-sized proptech and property news in partnership with Proptech-X.   Jon Cooke steps down as Non-Executive Director at GPEA Jon Cooke will continue to focus on innovation within the property sector Jon Cooke has stepped down from his role as Non-Executive Director at GPEA, the business that owned Fine & Country and The Guild…
Read More
Breaking News

UK Finance Buy-to-Let Mortgage Market Update

UK Finance today releases its buy-to-let (BTL) mortgage market update for Q3 2025, looking at trends in lending to borrowers accessing the market. In Q3 2025 there were 59,467 new buy-to-let loans advanced in the UK, worth £10.9 billion. This was up quite significantly compared with the same quarter in the previous year, 22.7 per…
Read More
Breaking News

ONS Private Rent and House Prices Index

Average UK monthly private rents increased by 4.0%, to £1,368, in the 12 months to December 2025 (provisional estimate); this annual growth rate is down from 4.4% in the 12 months to November 2025. Average rents increased to £1,424 (3.9%) in England, £822 (5.7%) in Wales, and £1,018 (2.8%) in Scotland, in the 12 months…
Read More
Breaking News

UK House Price Index November 2025

The latest index shows that: The average monthly rate of house price growth in November was +0.3%. Average UK house price annual inflation was 2.5% in the 12 months to November 2025, up from the revised estimate of 1.9% in the 12 months to October 2025. As a result, the average UK house price currently…
Read More
Breaking News

Industry Comment on UK inflation rising to 3.4%

UK inflation rises for the first time in 5 months. Industry reactions on UK inflation rising to 3.4% Nathan Emerson, CEO of Propertymark: “To witness inflation creep back upwards again will no doubt be disappointing for many consumers who will have been hoping to see a drop as we move further into the first quarter…
Read More