The commuter towns where rent and travel costs are squeezing tenant affordability

Leading room share platform, ideal flatmate, has looked at where tenants are paying some of the most unaffordable commuting rental costs based on the ever-increasing cost of traveling by train coupled with the high cost of renting and where has seen the biggest increase in these costs over the last year.

ideal flatmate looked 45 commuter towns and the cost of an annual travelcard when commuting to six major cities, the cost of a year’s rent in these commuter towns, which was home to the highest and which had seen the largest increase over the last year.

The highest currently? Oxford to London, with an annual travelcard costing £5,256 and the annual rent currently £1,366, totaling £21,648. This is despite rents in Oxford having dropped by £432 over the last year, with train tickets up £159 over the same period.

Commuting towns heading into London account for the top five most expensive with Guildford (£20,768), Brighton (£20,468), Cambridge (£19,808) and Woking (£18,816) all home to extensive rental and commuting costs. While rents in Brighton and Guildford have both dropped on a year on year basis, tenants in Cambridge and Woking have not only seen them increase, but also the cost of travel.

Bath is the only commuter town outside of the capital to make the top 10, with the average travelcard into Bristol costing £1,688 and the annual rent sitting at £15,456, totaling £17,144, the highest outside of London by some way.

Looking elsewhere, Harrogate is the most expensive commuter option to Leeds, with an annual total of £11,836. Rugby is the least affordable option when commuting into Birmingham at £11,496, while Macclesfield is the least tenant-friendly option into Manchester at a total cost of £11,460.

Finally, traveling into Liverpool is the most expensive when doing so from Warrington with a total cost of £9,192 when combining commuting and rental costs.

But while these are the most expensive, it is York that has seen the biggest financial squeeze placed on tenants over the last year, with the cost of traveling into Leeds increasing £1,716, largely as a result of a rental increase, although train tickets have also increased.

Canterbury (+£928) and Woking (+£459) have also seen rental affordability for those commuting into London reduce dramatically in the space of a year. Swindon has seen the biggest increase for commuting into Bristol (+£272), New Brighton (+£250) into Liverpool, Rugby (+£186) into Birmingham and Rochdale (+£180) into Manchester.

Co-founder of ideal flatmate, Tom Gatzen, commented:

“For many, the financial burden of renting is made all the worse by the additional costs of traveling to and from their place of work and with travel fares continuing to climb, this squeeze on affordability is only getting worse.

To think that in the space of a year, the combined cost of renting and traveling has increased by as much as a thousand pounds in some places is quite crazy and highlights the tough task facing many of us when it comes to getting by.

The only silver lining is that rent and travel within these major cities would set you back even further.”

Commuter Town/City
Major City
Travel time
Average 2019 Ticket Price
Annual Change
Annual Rent 2019
Annual Change
Total
Total Annual Change
Oxford
London
57mins
£5,256
£159
£16,392
-£432
£21,648
-£273
Guildford
London
37mins
£3,812
£190
£16,956
-£636
£20,768
-£446
Brighton
London
60mins
£4,844
£145
£15,624
-£756
£20,468
-£611
Cambridge
London
53mins
£5,108
£156
£14,700
£12
£19,808
£168
Woking
London
28mins
£3,348
£99
£15,468
£360
£18,816
£459
Bath
Bristol
17mins
£1,688
£51
£15,456
-£384
£17,144
-£333
Milton Keynes
London
35mins
£5,372
£163
£11,712
£108
£17,084
£271
Bracknell
London
55mins
£4,604
£141
£12,252
£144
£16,856
£285
High Wycombe
London
34mins
£3,668
£108
£13,116
-£336
£16,784
-£228
Reading
London
28mins
£4,604
£141
£12,120
-£24
£16,724
£117
Brentwood
London
38mins
£2,756
£83
£13,668
-£108
£16,424
-£25
Canterbury
London
55mins
£5,584
£172
£10,476
£756
£16,060
£928
Crawley
London
40mins
£3,816
£115
£11,880
£84
£15,696
£199
Southampton
London
76mins
£5,880
£178
£9,516
£60
£15,396
£238
Aylesbury
London
59mins
£4,188
£127
£11,016
£156
£15,204
£283
Ashford
London
36mins
£5,544
£165
£9,564
£168
£15,108
£333
Colchester
London
53mins
£5,264
£159
£9,756
£24
£15,020
£183
York
Leeds
23mins
£2,384
£72
£12,408
£1,644
£14,792
£1,716
Slough
London
17mins
£2,712
£81
£11,928
£240
£14,640
£321
Eastbourne
London
90mins
£4,900
£64
£9,264
£204
£14,164
£268
Luton
London
23mins
£4,308
£131
£9,792
-£12
£14,100
£119
Gillingham
London
41mins
£4,252
£125
£9,456
£228
£13,708
£353
Westbury
Bristol
43mins
£2,404
£71
£9,744
-£216
£12,148
-£145
Swindon
Bristol
24mins
£3,556
£104
£8,376
£168
£11,932
£272
Chippenham
Bristol
28mins
£2,128
£60
£9,744
-£216
£11,872
-£156
Harrogate
Leeds
32mins
£1,672
£31
£10,164
£132
£11,836
£163
Rugby
Birmingham
36mins
£3,024
£90
£8,472
£96
£11,496
£186
Macclesfield
Manchester
25mins
£2,628
£55
£8,832
-£228
£11,460
-£173
Burton upon Trent
Birmingham
27mins
£2,954
£86
£7,236
£60
£10,190
£146
Stockport
Manchester
11mins
£924
£25
£8,724
£12
£9,648
£37
Stafford
Birmingham
34mins
£1,928
£55
£7,416
£60
£9,344
£115
Altrincham
Manchester
29mins
£1,072
£28
£8,172
£60
£9,244
£88
Warrington
Liverpool
25mins
£1,596
£30
£7,596
£0
£9,192
£30
Newport (Wales)
Bristol
20mins
£2,696
£77
£6,463
£0
£9,159
£77
Nuneaton
Birmingham
43mins
£2,022
£62
£6,948
£0
£8,970
£62
Kidderminster
Birmingham
39mins
£1,220
£35
£7,188
£132
£8,408
£167
Runcorn
Liverpool
20mins
£1,632
£45
£6,540
£24
£8,172
£69
Southport
Liverpool
45mins
£1,169
£36
£6,936
£204
£8,105
£240
Bolton
Manchester
19mins
£1,052
£28
£6,996
-£60
£8,048
-£32
Widnes
Liverpool
27mins
£1,352
£26
£6,540
£24
£7,892
£50
Huddersfield
Leeds
21mins
£1,408
£36
£6,480
£132
£7,888
£168
Bradford
Leeds
19mins
£1,084
£31
£6,360
-£48
£7,444
-£17
Rochdale
Manchester
20mins
£1,192
£36
£6,180
£144
£7,372
£180
Halifax
Leeds
36mins
£1,168
£33
£6,180
£24
£7,348
£57
New Brighton
Liverpool
21mins
£723
£22
£6,600
£228
£7,323
£250

 

Sources
Private rent
Train fare increases
Season tickets

 

Properganda PR

National and local media coverage for property businesses. Journo quotes delivered in minutes.

You May Also Enjoy

Breaking News

Economic uncertainty tops agents’ worries in 2026

“Make-or-break” 2026 looms for estate agents as costs, red tape and reform pile pressure on sector Agents warn of ‘survival year’ ahead as new Alto Agency Trends Report reveals deep fears over rising costs and regulation UK estate and letting agents are heading into 2026 fearing a make-or-break year, as soaring costs, economic uncertainty and…
Read More
Estate Agent Talk

Strategies to Boost Estate Agent Networking

In the competitive world of UK property sales, mastering estate agent networking can transform your business trajectory. For instance, agents who prioritize targeted connections often see a surge in referrals and listings. This article explores 7 proven strategies drawn from industry insights, helping you build lasting professional relationships without relying on outdated tactics.​ Introduction to Estate Agent Networking Estate…
Read More
Letting Agent Talk

Why now is actually a great time to be a landlord

By Allison Thompson, National Lettings Managing Director, Leaders.  For the past few years, there has been a succession of reports in the media about landlords selling up and quitting the industry. And it’s true that as legislation has been tightened and renters’ rights have been prioritised, it now takes more time, effort and knowledge to…
Read More
Breaking News

Modest house price growth may offset easing mortgage costs for home buyers this year

Analysis of new data* from Moneyfactscompare.co.uk illustrates how easing mortgage rates may allow for a modest growth in house prices in 2026 without improving or worsening current affordability pressures on first-time buyers and homemovers. *Consumers comparing mortgage deals on moneyfactscompare.co.uk in 2025 and Moneyfacts Average Mortgage Rates. First-time buyers Typical first-time buyers borrowed around £236,000 in…
Read More
Breaking News

More than 428 homes repossessed every month

New analysis from Springbok Properties reveals that based on historic trends an estimated 428 homes could be repossessed each month in 2026, a fact which threatens to create stress and concern for any families starting the new year off under financial pressure. Springbok Properties’ has analysed property repossession data from the UK House Price Index*…
Read More
Rightmove logo
Breaking News

Busiest ever Boxing Day on Rightmove as home-hunters prepare for 2026 move

Rightmove has recorded the busiest ever Boxing Day for visits to its platform: Visits to Rightmove on Boxing Day 2025 surpassed the previous record set in 2024 Visits to Rightmove nearly doubled (+93%) from the quietest day of the year, Christmas Day into Boxing Day, a bigger bounce in visits than last year Bounce in…
Read More