The commuter towns where rent and travel costs are squeezing tenant affordability

Leading room share platform, ideal flatmate, has looked at where tenants are paying some of the most unaffordable commuting rental costs based on the ever-increasing cost of traveling by train coupled with the high cost of renting and where has seen the biggest increase in these costs over the last year.

ideal flatmate looked 45 commuter towns and the cost of an annual travelcard when commuting to six major cities, the cost of a year’s rent in these commuter towns, which was home to the highest and which had seen the largest increase over the last year.

The highest currently? Oxford to London, with an annual travelcard costing £5,256 and the annual rent currently £1,366, totaling £21,648. This is despite rents in Oxford having dropped by £432 over the last year, with train tickets up £159 over the same period.

Commuting towns heading into London account for the top five most expensive with Guildford (£20,768), Brighton (£20,468), Cambridge (£19,808) and Woking (£18,816) all home to extensive rental and commuting costs. While rents in Brighton and Guildford have both dropped on a year on year basis, tenants in Cambridge and Woking have not only seen them increase, but also the cost of travel.

Bath is the only commuter town outside of the capital to make the top 10, with the average travelcard into Bristol costing £1,688 and the annual rent sitting at £15,456, totaling £17,144, the highest outside of London by some way.

Looking elsewhere, Harrogate is the most expensive commuter option to Leeds, with an annual total of £11,836. Rugby is the least affordable option when commuting into Birmingham at £11,496, while Macclesfield is the least tenant-friendly option into Manchester at a total cost of £11,460.

Finally, traveling into Liverpool is the most expensive when doing so from Warrington with a total cost of £9,192 when combining commuting and rental costs.

But while these are the most expensive, it is York that has seen the biggest financial squeeze placed on tenants over the last year, with the cost of traveling into Leeds increasing £1,716, largely as a result of a rental increase, although train tickets have also increased.

Canterbury (+£928) and Woking (+£459) have also seen rental affordability for those commuting into London reduce dramatically in the space of a year. Swindon has seen the biggest increase for commuting into Bristol (+£272), New Brighton (+£250) into Liverpool, Rugby (+£186) into Birmingham and Rochdale (+£180) into Manchester.

Co-founder of ideal flatmate, Tom Gatzen, commented:

“For many, the financial burden of renting is made all the worse by the additional costs of traveling to and from their place of work and with travel fares continuing to climb, this squeeze on affordability is only getting worse.

To think that in the space of a year, the combined cost of renting and traveling has increased by as much as a thousand pounds in some places is quite crazy and highlights the tough task facing many of us when it comes to getting by.

The only silver lining is that rent and travel within these major cities would set you back even further.”

Commuter Town/City
Major City
Travel time
Average 2019 Ticket Price
Annual Change
Annual Rent 2019
Annual Change
Total
Total Annual Change
Oxford
London
57mins
£5,256
£159
£16,392
-£432
£21,648
-£273
Guildford
London
37mins
£3,812
£190
£16,956
-£636
£20,768
-£446
Brighton
London
60mins
£4,844
£145
£15,624
-£756
£20,468
-£611
Cambridge
London
53mins
£5,108
£156
£14,700
£12
£19,808
£168
Woking
London
28mins
£3,348
£99
£15,468
£360
£18,816
£459
Bath
Bristol
17mins
£1,688
£51
£15,456
-£384
£17,144
-£333
Milton Keynes
London
35mins
£5,372
£163
£11,712
£108
£17,084
£271
Bracknell
London
55mins
£4,604
£141
£12,252
£144
£16,856
£285
High Wycombe
London
34mins
£3,668
£108
£13,116
-£336
£16,784
-£228
Reading
London
28mins
£4,604
£141
£12,120
-£24
£16,724
£117
Brentwood
London
38mins
£2,756
£83
£13,668
-£108
£16,424
-£25
Canterbury
London
55mins
£5,584
£172
£10,476
£756
£16,060
£928
Crawley
London
40mins
£3,816
£115
£11,880
£84
£15,696
£199
Southampton
London
76mins
£5,880
£178
£9,516
£60
£15,396
£238
Aylesbury
London
59mins
£4,188
£127
£11,016
£156
£15,204
£283
Ashford
London
36mins
£5,544
£165
£9,564
£168
£15,108
£333
Colchester
London
53mins
£5,264
£159
£9,756
£24
£15,020
£183
York
Leeds
23mins
£2,384
£72
£12,408
£1,644
£14,792
£1,716
Slough
London
17mins
£2,712
£81
£11,928
£240
£14,640
£321
Eastbourne
London
90mins
£4,900
£64
£9,264
£204
£14,164
£268
Luton
London
23mins
£4,308
£131
£9,792
-£12
£14,100
£119
Gillingham
London
41mins
£4,252
£125
£9,456
£228
£13,708
£353
Westbury
Bristol
43mins
£2,404
£71
£9,744
-£216
£12,148
-£145
Swindon
Bristol
24mins
£3,556
£104
£8,376
£168
£11,932
£272
Chippenham
Bristol
28mins
£2,128
£60
£9,744
-£216
£11,872
-£156
Harrogate
Leeds
32mins
£1,672
£31
£10,164
£132
£11,836
£163
Rugby
Birmingham
36mins
£3,024
£90
£8,472
£96
£11,496
£186
Macclesfield
Manchester
25mins
£2,628
£55
£8,832
-£228
£11,460
-£173
Burton upon Trent
Birmingham
27mins
£2,954
£86
£7,236
£60
£10,190
£146
Stockport
Manchester
11mins
£924
£25
£8,724
£12
£9,648
£37
Stafford
Birmingham
34mins
£1,928
£55
£7,416
£60
£9,344
£115
Altrincham
Manchester
29mins
£1,072
£28
£8,172
£60
£9,244
£88
Warrington
Liverpool
25mins
£1,596
£30
£7,596
£0
£9,192
£30
Newport (Wales)
Bristol
20mins
£2,696
£77
£6,463
£0
£9,159
£77
Nuneaton
Birmingham
43mins
£2,022
£62
£6,948
£0
£8,970
£62
Kidderminster
Birmingham
39mins
£1,220
£35
£7,188
£132
£8,408
£167
Runcorn
Liverpool
20mins
£1,632
£45
£6,540
£24
£8,172
£69
Southport
Liverpool
45mins
£1,169
£36
£6,936
£204
£8,105
£240
Bolton
Manchester
19mins
£1,052
£28
£6,996
-£60
£8,048
-£32
Widnes
Liverpool
27mins
£1,352
£26
£6,540
£24
£7,892
£50
Huddersfield
Leeds
21mins
£1,408
£36
£6,480
£132
£7,888
£168
Bradford
Leeds
19mins
£1,084
£31
£6,360
-£48
£7,444
-£17
Rochdale
Manchester
20mins
£1,192
£36
£6,180
£144
£7,372
£180
Halifax
Leeds
36mins
£1,168
£33
£6,180
£24
£7,348
£57
New Brighton
Liverpool
21mins
£723
£22
£6,600
£228
£7,323
£250

 

Sources
Private rent
Train fare increases
Season tickets

 

Properganda PR

National and local media coverage for property businesses. Journo quotes delivered in minutes.

You May Also Enjoy

Breaking News

Rental demand remains resilient in 2026

The latest research from Benham and Reeves has found that around a quarter of all rental homes currently listed across Britain have already secured a tenant, highlighting continued underlying demand despite ongoing regulatory uncertainty. Benham and Reeves analysed current rental market listings to highlight current rental demand, the size of rental properties currently most in-demand…
Read More
Breaking News

Buy-to-let lending growth matches FTBs and homemovers

The latest market analysis from Alexander Hall has revealed that buy-to-let mortgage lending has grown at an average quarterly rate of 7% over the last year, matching the pace of growth seen across both first-time buyer and home movers, as improving mortgage market conditions continue to support borrowing demand for rental properties. Alexander Hall analysed…
Read More
Rightmove logo
Breaking News

Prices stand still in February but still strongest start to a year for prices since 2020

The average price of newly listed homes for sale is virtually flat in February , down by just £12 (-0.0%) to £368,019 Despite the standstill in prices in February, January’s record asking price increase for the time of year means that it is still the strongest start to a year for asking prices since 2020,…
Read More
to let sign 2025
Breaking News

Game-changing online letting platform set to slash landlord costs

New AI-enabled technology service promises to save London landlords thousands A new online letting platform is set to disrupt the capital’s property management sector, offering landlords significant savings per property. Prop247, launching this month, combines cutting-edge technology with on-the-ground agents to deliver what its founders claim is the UK’s first truly end-to-end remote letting service,…
Read More
Breaking News

Breaking Property News 13/2/26

Daily bite-sized proptech and property news in partnership with Proptech-X.   96% of proptechs fail to get to series A funding – here is why Thought Leadership by Andrew Stanton, CEO Proptech-PR The proptech sector has never been short of ideas. From AI-driven valuations and digital conveyancing to smart buildings and tokenised real estate, innovation in property…
Read More
Breaking News

Landlords unprepared for the Renters’ Rights Act

Three quarters have made no preparations for the end of Section 21, despite major reforms taking effect from May 2026 New research from Inventory Base has revealed widespread lack of preparedness among UK landlords ahead of the first phase of reforms under the Renters’ Rights Act (RRA), due to come into force on 1 May…
Read More