£5m paid in SDLT on nation’s most expensive property

October 9, 2025

The latest research from global HNW finance brokerage, Enness Global, has found that whilst the wider UK property market may be treading water at present, high-end properties are continuing to change hands for eye-watering sums, with the most expensive homes sold across the nation going for as much as £41m – a purchase that comes with a stamp duty bill of almost £5m!

Enness Global analysed thousands of sold price records from the Land Registry for transactions to have completed so far in 2025*, revealing the most expensive property purchases across each region of England, the stamp duty paid and the monthly mortgage cost thereafter.

They are: –

London – The most expensive transaction of 2025 so far across England was a detached home at 12 Holland Park, W11 in Kensington and Chelsea, which sold for £41 million. A purchase at this level would require a £6.15 million mortgage deposit at 15%, a stamp duty bill of £4.83 million, and ongoing monthly mortgage repayments of almost £189,000 per month.

Islay Robinson, CEO of Enness Global, commented:

“Prime London has long been the pinnacle of property wealth and the most recent sales records underline its enduring dominance, even in a more complex market environment.

What’s equally notable, however, is that every region continues to produce high-value transactions. These homes, often heritage estates or landmark addresses, show the breadth of demand at the very top of the market, whether it is in central London or rural Hampshire.

While the numbers involved may seem eye-watering, they reflect both the scarcity and the global appeal of trophy properties across England and Wales and the sums that high-net-worths are willing to pay to secure one.”

South East
Detached home sold on Church Lane Farm in Hampshire for £9.6m.
Mortgage deposit: £1,440,150
SDLT cost: £1,065,870
Full monthly mortgage repayment: £44,210

South West
Detached home sold on Old Rectory in Gloucestershire for £9.2m.
Mortgage deposit: £1,380,000
SDLT cost: £1,017,750
Full monthly mortgage repayment: £42,364

East of England
Detached home sold on Loom Lane in Hertfordshire for £7.45m.
Mortgage deposit: £1,117,500
SDLT cost: £807,750
Full monthly mortgage repayment: £34,306

East Midlands
Detached home sold on The Old Vicarage in Derbyshire for £3.78m.
Mortgage deposit: £566,250
SDLT cost: £366,750
Full monthly mortgage repayment: £17,383

North West
Detached home sold on Stanhope Road in Greater Manchester for £3.3m.
Mortgage deposit: £495,000
SDLT cost: £309,750
Full monthly mortgage repayment: £15,196

West Midlands
Detached home sold on Lovelace Hill, Widney Manor Road in Solihull for £3.3m.
Mortgage deposit: £495,000
SDLT cost: £309,750
Full monthly mortgage repayment: £15,196

Yorkshire and the Humber
Detached home sold on Layton Road in Leeds for £3.25m.
Mortgage deposit: £487,500
SDLT cost: £303,750
Full monthly mortgage repayment: £14,966

North East
Detached home sold on Rowantree Grange in Northumberland for £1.78m.
Mortgage deposit: £267,000
SDLT cost: £127,350
Full monthly mortgage repayment: £8,196

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