A new wave of investors for Buy-to-let.

March 13, 2015

For a long time now Brits have been infatuated with the buy to let property as an investment for their future, the idea of buying a property and getting somebody else to cover the mortgage by paying you rent every month is simply irresistible. Buy to let has not only been instrumental in supporting the overall property market especially during the downturns, but also in fuelling the runaway UK house price growth of the last 20 years, this in turn has flattened young people’s hopes of getting on the property ladder and forced them into rented accomodation.

A group of people who have been able to benefit from this demand for rented accomodation are retirees with a decent sized savings pot that was earning very little on deposit in bank or building society, they have gone for buy to let which offered them a return of 7% to 8% annual return on their investment, most were very happy to be in bricks and mortar as an investement. Come April the same and new retirees will see changes to the pension rules, infact they will no longer have to buy an annuity, they will take control of their own pension pot,the radical reforms will allow the over-55s to draw cash from their pension from 6 April, and spend it on whatever they like.

This will probably see a tsunami of pension cash flowing into the UK housing market, one in three people heading for retirement are now considering purchasing a buy-to-let property according to a recent survey by Platinum Property Partners. this could amount to a further 80,000 new investors a year as per Property solicitors NeglectAssist, this would be on top of the already 1.63 million existing buy-to-let investors, whose numbers rose 8% last year.

Allen Walkey

Highly experienced businessman with a successful career in property sales and investment both in the UK and abroad. Now a freelance writer and blogger for the property and Investment Industry, keeping readers up-to-date with changes and events in a rapidly changing world.

You May Also Enjoy

Estate Agent Talk

3 ways a new-build could boost your purchasing position

The latest internal data release from award-winning mortgage adviser, Alexander Hall, has revealed that it’s not just younger, first-time buyers taking advantage of new-build benefits to buy one-bed flats. Multiple homebuyer demographics are purchasing at all levels of the property ladder, buoyed by improvements to the mortgage market landscape, which have seen lenders offer greater…
Read More →
Estate Agent Talk

‘Outdated’ mainstream homebuying can learn from auctions to give security to buyers and sellers

Andy Thompson, Director at Eddisons part of Begbies Traynor Group, said: “Buying and selling through auctions prioritises speed, transparency and security. By front loading elements such as legal documents, background checks and searches, both buyers and sellers have confidently and fully committed to the transaction, which means when the hammer falls, contracts are exchanged and…
Read More →
Breaking News

What the 2025 Party Conferences Told Us About Property

Inventory Base, the UK’s leading platform for property reporting and compliance, has today released its analysis of key housing and property policy developments from all four major UK political party conferences, revealing a clear divide between those prioritising hard targets and those favouring deregulation. With housing a central issue on the national agenda ahead of…
Read More →
Breaking News

Home sellers could struggle with problem properties

Sellers could struggle with problem properties, as government moves to force homeowners to list property issues upfront The latest research from nationwide cash buying company and quick sale specialists, Springbok Properties, has found that sellers could face a tougher time finding a buyer, as government plans to force them to list known issues with their…
Read More →
Damaged timber from Dry Rot
Estate Agent Talk

Mould and damp – what you need to know ahead of winter

With the winter months just round the corner, problems with damp and mould can become far more prominent. Autumntime is when many people turn on central heating systems and choose to close windows, preventing fresh air ventilation needed to allow damp air to leave a property. Unfortunately, the combination of warm and damp air can…
Read More →
Breaking News

Rental price and average salary tracker – September 2025

London and South East see biggest dips in required rental salary year-on-year London and the South East saw the sharpest dips year-on-year in the average salary needed in order to rent the average home in that area. London saw a 4.2% drop, whilst the South East saw a decline of 2.9%. Yorkshire and Humberside saw…
Read More →