A new wave of investors for Buy-to-let.

For a long time now Brits have been infatuated with the buy to let property as an investment for their future, the idea of buying a property and getting somebody else to cover the mortgage by paying you rent every month is simply irresistible. Buy to let has not only been instrumental in supporting the overall property market especially during the downturns, but also in fuelling the runaway UK house price growth of the last 20 years, this in turn has flattened young people’s hopes of getting on the property ladder and forced them into rented accomodation.

A group of people who have been able to benefit from this demand for rented accomodation are retirees with a decent sized savings pot that was earning very little on deposit in bank or building society, they have gone for buy to let which offered them a return of 7% to 8% annual return on their investment, most were very happy to be in bricks and mortar as an investement. Come April the same and new retirees will see changes to the pension rules, infact they will no longer have to buy an annuity, they will take control of their own pension pot,the radical reforms will allow the over-55s to draw cash from their pension from 6 April, and spend it on whatever they like.

This will probably see a tsunami of pension cash flowing into the UK housing market, one in three people heading for retirement are now considering purchasing a buy-to-let property according to a recent survey by Platinum Property Partners. this could amount to a further 80,000 new investors a year as per Property solicitors NeglectAssist, this would be on top of the already 1.63 million existing buy-to-let investors, whose numbers rose 8% last year.

Allen Walkey

Highly experienced businessman with a successful career in property sales and investment both in the UK and abroad. Now a freelance writer and blogger for the property and Investment Industry, keeping readers up-to-date with changes and events in a rapidly changing world.

You May Also Enjoy

Letting Agent Talk

Will RRA mean almost 50% of renters need a guarantor?

A surge in tenants who require a rent guarantor is coming to the post-RRA rental market   New analysis by Zero Deposit reveals that the proportion of local authority districts in which the average tenant is likely to need a rent guarantor to secure pass tenancy affordability checks could increase from one-in-five to almost one-in-two…
Read More
Breaking News

Nationwide House Price Index for May 2026 – Thoughts from the Industry

The latest Nationwide House Price Index for May 2026 shows that: House prices fell by -0.6% between April 2026 and May 2026. This marks the first monthly decline recorded so far this year. Annual house price growth slowed to 1.7% in May 2026, down from 3.0% in April 2026. The average UK house price now…
Read More
Breaking News

Annual house price growth slows in May

UK annual house price growth slowed to 1.7% in May, from 3.0% in April House prices were down 0.6% month on month   Headlines May-26 Apr-26 Monthly Index* 551.0 554.3 Monthly Change* -0.6% 0.4% Annual Change 1.7% 3.0% Average Price (not seasonally adjusted) £278,024 £278,880 * Seasonally adjusted figure (note that monthly % changes are…
Read More
Home and Living

Signs of Outdated Wiring in Older Tulsa-Area Homes

Tulsa has a lot of beautiful older homes. Brookside bungalows, Maple Ridge tudors, the postwar neighborhoods that fill out Midtown and East Tulsa. They were built well, but most were built before central air, before microwaves, before two-car households with two laptops and a dozen phone chargers. The electrical systems inside them were designed for…
Read More
LIVING BY THE SEASIDE 2022
Breaking News

Britain’s seaside price hotspots revealed

New analysis from the UK’s largest property platform Rightmove reveals Britain’s seaside hotspots where prices are rising the fastest Bootle in Merseyside leads the way, with average asking prices up 11% year-on-year, followed by Crosby in Liverpool (+9%) and Penarth in South Glamorgan (+9%) Other coastal locations including Llantwit Major in South Glamorgan (+8%) and Llanelli, in Carmarthenshire (+7%) are also seeing strong price growth Average asking prices are currently 0.3% lower in Great Britain compared to last year, with some seaside hotspots outpacing the…
Read More
Estate Agent Talk

Hertfordshire emerges as strongest performing London commuter county

New research from UK Property Development reveals that while London property prices fell by more than -3% in the past year, prices in some of the capital’s surrounding counties have enjoyed positive growth, none more so than the premium commuter county of Hertfordshire.   In the past year, London’s average house price has fallen by…
Read More