Rental Reforms Will Make Access to Housing Harder

Speaking ahead of the final stages of the Renters’ Rights Bill in the House of Commons today, a coalition of organisations representing landlords, letting agents and build to rent providers said: “We accept that Section 21 repossessions are ending, and support measures to ensure every rental property is of a decent quality. However, the Government’s…

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Barclays: 1 in 6 Homeowners eye up a move in 2025

1 in 6 Homeowners eye up a move in 2025, as growth in mortgage and rental spending slows   Rent and mortgage spending grew 1.8 per cent year-on-year in December, down from 8.2 per cent in November, as more homeowners benefitted from base rate reductions Six in 10 renters say that it would be impossible…

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Access to Rented Housing Will Be Harder for Tenants Most In Need

Responding to amendments tabled to the Renters’ Rights Bill by the Government to restrict the amount of rent that can be sought in advance, Chris Norris, Policy Director for the National Residential Landlords Association, said: “Restricting rent in advance, combined with freezing housing benefit rates and not enough rental housing to meet demand is creating…

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Halifax House Price Index December 2024

House prices in December 2024 were 3.3% higher than the same month a year earlier.   House prices decreased by -0.2% in December Annually, property prices are up +3.3% (vs +4.7% last month) Typical property now costs £297,166 Northern Ireland maintains the strongest UK annual house price growth   Amanda Bryden, Head of Mortgages, Halifax,…

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Housing Insight Report: November 2024

The next few months are likely to prove busy for the sales market, with stock coming to the market and consumers showing they are keen to stay ahead of Stamp Duty threshold changes due in England and Northern Ireland in April 2025. The lettings market remains extremely challenging, with long-running issues regarding an intense lack…

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Bank of England Money and Credit – November 2024

bank of england interest rate

Overview These monthly statistics on the amount of, and interest rates on, borrowing and deposits by households and businesses are used by the Bank’s policy committees to understand economic trends and developments in the UK banking system. Key points: Net borrowing of mortgage debt by individuals fell by £1.0 billion, to £2.5 billion in November.…

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Nationwide: Strong end to the year for UK house prices

UK house prices up 4.7% year on year in December Northern regions see higher price growth than southern regions Northern Ireland best performing area for second year running, with prices up 7.1% over 2024 East Anglia weakest performing region, with prices up 0.5% over the year Headlines Dec-24 Nov-24 Monthly Index* 540.8 536.8 Monthly Change*…

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28.8% of property sales fell through before completion in 2024

The most common reasons for failed sales include the buyer pulling out or failing in an attempt to renegotiate a lower purchase price after a survey (27.3%), the buyer changing their mind and withdrawing from the sale (23.6%), and difficulty getting a mortgage (21.8%). Reasons for failed sales Reason Percentage of failed sales Buyer pulled…

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£21 million to live on UK’s most expensive street

· Knightsbridge in London now the priciest UK street · The UK’s 10 most expensive streets all in the capital, with an average price tag of £16.5 million · East Road in Weybridge the most expensive address outside of London · Priciest UK properties are 60 times more than a typical home Lloyds has revealed…

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Response to the Bank of England interest rates decision

bank of england interest rate

Response to the Bank of England interest rates decision, thoughts from the Industry Rates were left unchanged at 4.75% MPC voted 6 to 3 in favour of holding rates flat, with three members preferring to cut rates by 0.25% to 4.5% In the near-term inflation is expected to “continue to rise slightly” The market was expecting rates to remain…

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Private rent and house prices, UK: December 2024

how to present your property for sale

Main points Average UK private rents increased by 9.1% in the 12 months to November 2024 (provisional estimate); this is up from 8.7% in the 12 months to October 2024. Average rents increased to £1,362 (9.3%) in England, £772 (8.0%) in Wales, and £980 (6.5%) in Scotland, in the 12 months to November 2024. In…

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Halifax UK Housing Market Review And Outlook For 2025

UK housing market beat expectations in 2024, with recovery supported by lower mortgage rates and strong wage growth Property prices hit a record high of £298,083 following annual growth of +4.8%, with transaction volumes returning to pre-pandemic levels Affordability has improved but continues to be a challenge for many buyers, with a decline in interest…

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Foxtons Lettings Market Index – November 2024

Steady demand and rising supply shape London rental market in 2024, Foxtons data shows In November, applicant demand remained strong, with applicant demand 1% higher in November 2024 compared to November 2023. There were over 30,000 new listings coming to the London market, according to Foxtons’ analysis of Zoopla’s data. This is the same amount…

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