Housing Insight Report for July 2025

September 4, 2025
how to increase your curb appeal

The July 2025 report shows steady sales with stronger appraisals, but affordability remains stretched amid high inflation and static interest rates. Rental demand continues to outpace supply, keeping competition intense despite slight stock growth.

Sales

1. On average, there were around 11.2 homes placed for sale per member branch in July 2025

2. In July 2025, stock levels remained near static month on month, with an average of 39 properties for sale at each member branch.

Pricing and demand
Buyer registrations dipped, but realistic pricing is converting. Sales agreed per branch nudged higher, and appraisals rose — a forward signal for stock. Viewings per available property were steady.

Affordability and finance
With the base rate unchanged and inflation elevated, affordability remains stretched. Mortgage advances continued to climb while arrears and possessions showed slight movement — watchlist, not red flag.

Time to complete
Conveyancing timelines remain elongated, though trending gently down from prior peaks.

 

Lettings

1. The average number of new property instructions (fully managed) increased slightly in July 2025.

2. Demand continues to outstrip supply, with the average number of applicants per member branch sitting at just over 6 people for each available property in July 2025.

Supply vs demand
Rental stock improved marginally, but demand still overshoots supply by around six applicants per listing. Competition keeps rents firm overall.

Prices and performance
Average rents were broadly static month‑on‑month, with solid year‑on‑year growth. Tenancies agreed remained healthy.

Landlords and policy backdrop
Landlord sentiment is cautious amid policy discussions. Some exit intentions persist, constraining the pace of stock recovery.

 

EAN Breaking News

Breaking News from the team at Estate Agent Networking. Have a new story to share with us? Then please get in contact today! When and where we can we will refer to third party websites with a 'live link back' where news was released first.

You May Also Enjoy

Estate Agent Talk

Are ‘for sale’ boards becoming obsolete?

Earlier this year, Westminster Council announced that it would apply to ban estate agents from displaying sales boards outside residential properties in the local area; now, Epping Forest Council is the latest to follow suit. With this in mind, Jack Malnick, Property Expert and Managing Director at Sell House Fast has shared his thoughts on…
Read More →
Christmas Decorations - Good or Bad for Selling
Breaking News

A More Affordable Christmas for Homebuyers

The latest research from award-winning mortgage adviser, Alexander Hall, has revealed that – despite the government failing to leave any affordability-focused initiatives under the tree in the recent Autumn Budget – this Christmas is shaping up to be a far more positive one for the nation’s homebuyers, as borrowers entering the market today are benefitting…
Read More →
buying at auction uk
Breaking News

Most active property markets in 2025 revealed

Scotland and Yorkshire home to UK’s most active property markets in 2025 The latest research from The Property DriveBuy reveals that Scotland and Yorkshire have been home to the UK’s most active housing markets in 2025, with Birmingham, Somerset, Cornwall and Buckinghamshire also ranking within the top 10. The Property DriveBuy has analysed the latest…
Read More →
Estate Agent Talk

The Renters’ Rights Act: turning change into advantage

The private rental sector is entering a period of unprecedented change. For estate agents, the Renters’ Rights Act 2025 taking effect from May is not just another piece of legislation – it will reshape how you advise landlords, manage tenancies and maintain compliance. Mustafa Sidki of the real estate team at Thackray Williams explains how…
Read More →
Christmas Decorations - Good or Bad for Selling
Breaking News

Lower mortgage rates help Santa deliver 600 more toys this Christmas

With Christmas fast approaching, falling mortgage rates could be doing more than easing household finances this festive season. In fact, if Santa himself were to secure a mortgage on the North Pole today, he would be saving more than £2,000 a year on his monthly mortgage repayments compared to taking out the same mortgage at…
Read More →
Christmas Decorations - Good or Bad for Selling
Breaking News

Has your property paid for Christmas this year?

The latest research from Yopa has revealed that, despite a quieter year for the UK property market, the vast majority of homeowners will have effectively seen their property pay for Christmas, based on the increase in the average house price versus the average festive spend. Yopa analysed house price growth since the start of the…
Read More →