Housing Insight Report for July 2025

September 4, 2025
how to increase your curb appeal

The July 2025 report shows steady sales with stronger appraisals, but affordability remains stretched amid high inflation and static interest rates. Rental demand continues to outpace supply, keeping competition intense despite slight stock growth.

Sales

1. On average, there were around 11.2 homes placed for sale per member branch in July 2025

2. In July 2025, stock levels remained near static month on month, with an average of 39 properties for sale at each member branch.

Pricing and demand
Buyer registrations dipped, but realistic pricing is converting. Sales agreed per branch nudged higher, and appraisals rose — a forward signal for stock. Viewings per available property were steady.

Affordability and finance
With the base rate unchanged and inflation elevated, affordability remains stretched. Mortgage advances continued to climb while arrears and possessions showed slight movement — watchlist, not red flag.

Time to complete
Conveyancing timelines remain elongated, though trending gently down from prior peaks.

 

Lettings

1. The average number of new property instructions (fully managed) increased slightly in July 2025.

2. Demand continues to outstrip supply, with the average number of applicants per member branch sitting at just over 6 people for each available property in July 2025.

Supply vs demand
Rental stock improved marginally, but demand still overshoots supply by around six applicants per listing. Competition keeps rents firm overall.

Prices and performance
Average rents were broadly static month‑on‑month, with solid year‑on‑year growth. Tenancies agreed remained healthy.

Landlords and policy backdrop
Landlord sentiment is cautious amid policy discussions. Some exit intentions persist, constraining the pace of stock recovery.

 

EAN Breaking News

Breaking News. Have a new story to share with us? Then please get in contact today!

You May Also Enjoy

Breaking News

Gap between house prices and earnings narrows

Gap between house prices and earnings narrows – but higher borrowing costs limit affordability gains UK’s house price to income ratio falls from 7.6 to 7.3, an 11-year low, as earnings continue to outpace house price growth For first-time buyers, homes now cost less than six times earnings, falling from 6.1 to 5.9 However, monthly…
Read More →
Rightmove logo
Breaking News

New Scheme Could Double Solo Buyer New-Build Options

Your First Home could more than double new-build options for solo first-time buyers The number of available new-build homes in England affordable to an average single first-time buyer could more than double (+114%) under the new Your First Home scheme The maximum purchase price affordable to an average solo buyer could increase by nearly £49,000,…
Read More →
Breaking News

Annual house price growth halves in September

UK annual house price growth halved to 0.8% in September, from 1.6% in August Northern Ireland remained best performing region, with prices up 5.9% year on year in Q3 2026 East Anglia weakest performing region, with annual decline of 0.7% Terraced properties were the strongest performing property type, with a 1.8% rise, whilst flats remained…
Read More →
Estate Agents should not all look the same
Estate Agent Talk

Homesellers say valuation appointment is key

Nearly nine in 10 home sellers say the valuation appointment is key when choosing an estate agent   The latest research from GetAgent.co.uk has revealed that the valuation appointment remains one of the most influential stages of the home selling journey, with almost nine in 10 sellers saying it played an important role when deciding which…
Read More →
Rightmove logo
Breaking News

London’s rental market bucks the national trend

New analysis from the UK’s largest property platform Rightmove reveals that rental demand in the capital is up 7% in September while Great Britain overall is 2% below last year Rental demand in London had been running around 7% below 2025 levels on average throughout 2026 until the end of August before moving into growth…
Read More →
Breaking News

Higher mortgage rates put buyers in the driving seat

Market conditions vary locally: three in four Scottish homes find a buyer within three months, compared with just three in ten in London   Mortgage rates now average 5.2 per cent, the highest level in three years, adding £150 a month (£1,800 a year) to typical repayments and further cooling buyer demand Homes for sale…
Read More →