The “Buying Your Home” Checklist.

Buying a home can be one of the biggest commitments that you will ever make and also the most expensive. You need to make sure you get everything right.

If you have bought a home before you will be familiar with the process and what’s needed to successfully buy a home. But if you’re new to the process, then take a look at our essential checklist of what makes moving as seamless and hassle-free as possible.

Budget

Money is naturally one of the most important things. You should save as much money as possible for your deposit so that re-payments will be smaller each month. Sit down with you mortgage provider and work out costs and see how much they are prepared to lend you. It is also better to shop around and see what you can get for your money.

Checklist

What do you need in a house? Make a checklist of things you are looking for eg. Bedrooms, bathrooms and kitchen size. Do you want a garden or a garage or both? Are you looking for a project or something you can move straight into? It never hurts to be prepared.

Viewings

Think about making a list of questions which you will ask the estate agent. Things like “what are the neighbours like?” and “why are the vendors moving?”. Also make a list of what you like and dislike about the property when walking around it.

Move fast

You have to be careful when buying a property as you don’t know how many other people have viewed a house, so you have move fast. If you instantly love a property and you have compared it to your checklist and it ticks all right boxes, put an offer in. If the property is in a popular area, don’t be surprised if someone has got in there before you.

Legal

Once you have had your offer accepted you should find a solicitor who can take care of the legal side for you. They can carry out the appropriate Land Registry correspondence with the seller’s solicitor. Also get an independent chartered surveyor to look over the property and give you a detailed report about the condition and things you might not be able to see.

If everything runs smoothly and there are no hitches, the process should take about 6 weeks. On the day of completion your mortgage provider will transfer the money to your solicitors who will transfer it on to the seller’s solicitors. You will then be able to pick up the keys and enjoy your new home. If you have any problems, your solicitor should make every effort to solve them. Sometimes things happen which can delay the sale and it can’t be helped.

If you are selling your own property and are held up with the property you are buying, it can be sensible to find rented accommodation and put your belongings into storage in the meantime. You always need to be prepared.

Chloe Woodhouse – www.RightSurveyors.co.uk

Alex Evans

You May Also Enjoy

Estate Agents should not all look the same
Estate Agent Talk

How to Become an Estate Agent with No Experience

Breaking into the property industry can seem intimidating – especially if you’ve never worked in it before. But the good news? You don’t need years of experience or fancy qualifications to start a career as an estate agent in the UK. In fact, many successful estate agents started with no background in property at all.…
Read More
buying at auction uk
Estate Agent Talk

9 Advantages of Selling Your House by Auction

Selling your house by auction might seem like a daunting prospect, but it comes with numerous advantages that can make it a highly attractive option. While the traditional method of selling through an estate agent has its place, auctions are increasingly becoming a popular choice for homeowners looking for a swift and reliable sale. Here…
Read More
Breaking News

Majority of Tenants Unsure How Changes Will Affect Them, Says LRG

With major changes to the private rental sector on the horizon, 62% of tenants say they don’t know whether the government’s Renters’ Rights Bill will address their concerns – highlighting a growing need for clearer communication around what the reforms will mean in practice. LRG’s latest Lettings Report shows that while landlords are widely aware…
Read More
Home and Living

Perfume Storage Tips: How to Keep Your Fragrances Fresh

Perfumes are sensitive compositions that can be significantly affected by how they are stored. Proper storage ensures that your favorite fragrances stay fresh and maintain their intended scent profile. In this article, we’ll explore practical, fun, and effective tips to help you preserve your perfumes in perfect condition. Understanding the Sensitivity of Perfumes Perfumes are…
Read More
Breaking News

Renters’ Rights Bill Delay Causing Uncertainty for Tenants and Landlords

Ministers need to tell landlords and tenants when measures in the Renters’ Rights Bill will take effect the National Residential Landlords Association (NRLA) is today warning. The Government pledged last year to abolish Section 21 ‘no explanation’ repossessions and to make other changes to the rental market this summer. With the Bill not scheduled to…
Read More
Breaking News

Breaking Property News 02/04/25

Daily bite-sized proptech and property news in partnership with Proptech-X.   Made Snappy 360 appoints new CEO and Sales Director to accelerate growth in the property technology space Made Snappy 360, the fast-growing proptech company known for its virtual tours and floor plan technology, has appointed industry veteran Mark Beresford-Ward as its new Chief Executive…
Read More