Finance

FHA Underwriting Process — Overdraft and NSF

 

Expending more than what you have in your checking account can hurt the chance of your FHA loan approval. When your account goes negative, it can turn to an overdraft (OD) or non-sufficient fund (NSF) one. These two are interchangeably used by many, but they’re technically different. One main difference is that a debt cannot…

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EAN Content

Home Guides: Benefits and Downsides of FHA Home Loans This 2020

 

The Federal Housing Administration program or FHA loan is one of the ways to purchase a home. This type of mortgage loan is managed by the Department of Housing and Urban Development (HUD) and comes in fixed-rate terms of 15 and 30 years. The flexible underwritings standards of FHA programs allow borrowers who may not…

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EAN Content

Why Amaiz’s Advanced Plan Offers The Best Experience

 

I have been using Amaiz for a few months now and I have to say, it has truly added so much value to my business. If you are a sole trader (unincorporated) or a limited company, this is the company for you. Amaiz is known as an e-money agent, which makes it easy for you…

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EAN Content

Death of the Cash ISA – Big banks are struggling to cope with the mass Cash ISAodus

 

The latest market insight and research from peer to peer lending platform, Sourced Capital of the Sourced.co Group, has revealed that a mass exodus of Cash ISA investors submitting transfer out requests from their Cash ISAs is causing a backlog with the big bank lenders. Sourced Capital was recently advised by HSBC that transfers were…

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Properganda PR

P2P investment could recoup your years of lost pension income

 

43 or younger? Here’s how to recoup your years of lost pension income by investing today In October this year, the pension age is due to increase from 65 to 66 years old, with a further increase to 67 by 2028 and plans to increase this even further by 2046 to 68 years old. Leading…

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Properganda PR

How does P2P Lending Work

 

Technically, peer to peer lending is not a new idea, but with the arrival of the internet, it has become much more convenient than it was decades ago. What crowdlending has done is to make lending and borrowing available to a broader audience. In this post, we are going to cover how the P2P lending…

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EAN Content

Is An IVA The Right Choice To Get Out Of Debt?

 

An agreement between creditors and an individual, referred to as an Individual Voluntary Agreement or IVA, can be a good way to pay off debts at a reasonable rate. It’s important to find a solution to manage your outstanding financial commitments and using a debt company like capquest debt recovery can ensure you find the…

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EAN Content

Avoid These 6 Common Mistakes in PPC Campaigns to Boost Your ROI

 

By now, you are certainly aware that digital marketing is one of the most effective ways to promote your business. With hundreds of millions of people spending much of their day almost entirely connected to an online device of one sort or another, you have a captive audience right there waiting for you. The key…

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EAN Content

Forex Broker MaxiTrade Wins the Competition in the Market

 

All financial systems operate according to certain laws and rules and the Forex market occupies a certain place in it. Regulatory organizations, who serve as representatives of a government’s executive and legislative branches, have developed a strict attitude towards companies representing the international Forex currency market. Brokerage activity is considered as a bookmaker and restrictions…

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EAN Content

Buy-to-Let investors stand by the sector despite apprehension of the immediate future

 

Independent letting and estate agent, Benham and Reeves, has released its latest look at the London buy-to-let market, having surveyed over 5,000 buy-to-let investors on their current feelings around current investment and the future of the sector. The research found that 73% of those asked considered property is still the best, least volatile long-term investment…

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Properganda PR

What You Should Know About the Different Types of Legal Services

 

When it comes to legal services there are many different types, which makes it difficult to know about each one of them and what they do. Since it can be difficult to work out which one you need, we have decided to give you some help on what to know about legal services. To make…

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EAN Content

Pavel Belogour on Setting the Right Trading Goals

 

No matter how hard you try, you are statistically unlikely to achieve the goal of earning $1,000 in a week with only $10,000 to your name. Even if you set a more realistic profit expectations, your dreams of quick earnings will probably crash and burn. Achievable trading goals are Paul Belogour’s specialty. After almost two…

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EAN Content

Top 3 Ways to Finance Your Real Estate Business

 

Getting a real estate business off the ground is no easy task, no matter your financial situation. And it’s only harder when you’re running on a very limited budget. However, it’s not impossible, as modern-day entrepreneurs have different funding options at their disposal to help them secure the capital they need for their venture. The…

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EAN Content

Factors That Affect Business Gas Prices

 

The UK energy market is volatile and affected by many factors. Both residential and business consumers find that this volatility can either be an advantage or a disadvantage. When wholesale prices go up, consumers have to bear the burden of paying more on their energy bills. On the other hand, lower market prices mean that…

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EAN Content

3 Ways to Double Your Profit in the Next 12 Months

 

Firstly, what is your profit? Let’s say you’re a ‘typical’ single office independent agent. If you’re been established more than three years, you’re probably doing around £200,000 – £300,000 in turnover. Let’s take a mid figure of £250,000 and estimate a profit ratio of 20%. That gives us a profit before tax of £50,000. Not…

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Sam Ashdown