Finance
Factors That Affect Business Gas Prices
The UK energy market is volatile and affected by many factors. Both residential and business consumers find that this volatility can either be an advantage or a disadvantage. When wholesale prices go up, consumers have to bear the burden of paying more on their energy bills. On the other hand, lower market prices mean that…
EAN Content
3 Ways to Double Your Profit in the Next 12 Months
Firstly, what is your profit? Let’s say you’re a ‘typical’ single office independent agent. If you’re been established more than three years, you’re probably doing around £200,000 – £300,000 in turnover. Let’s take a mid figure of £250,000 and estimate a profit ratio of 20%. That gives us a profit before tax of £50,000. Not…
Sam Ashdown
Benefits of Hiring Remortgaging Solicitors to Help You
You might be searching for ways to change your mortgage for various reasons. Perhaps you are looking for a better deal than what you have now, or thinking about releasing some equity in your home. Remortgaging could also provide the funds for home improvements and other expenses. Even circumstantial changes like a divorce could affect…
EAN Content
HOW TO MANAGE FINANCES FOR POOR CREDIT SCORES
If you have ever used credit in the UK, you will have a credit score. UK lenders will check information that’s held on you with one or more of three main credit reference companies: Equifax, Experian and Callcredit. These companies construct credit reports, which are a detailed, personal, financial history and from this they construct…
EAN Content
3 Xero Apps for Successful Estate Agents
There is a lot to love about Xero as an online accounting package. For example, did you know that Xero integrates with hundreds of third-party apps covering nearly every sector of small business? Third-party app integration is just one of the many things that make Xero so outstanding as an accounting package for businesses owners….
EAN Content
A guide to non-homeowner loans
Whether you need a loan to buy a car, consolidate debt or pay for an unexpected expense, it is a commonly held myth that you won’t be able to borrow money unless you are a homeowner. This isn’t true. While a lot of lenders do require you to be a homeowner for certain types of…
EAN Content
How to Manage Finances with Multiple Incomes
In some respects, you’d be inclined to think that managing money from multiple income streams would be easier than dealing with a single source of cash. While this may mean that you have money at your disposal, this can also be a complex process that is difficult to manage. In this post, we’ll look at…
EAN Content
Capital Gains Tax on Inherited Property: What is it and How Does it Work?
The loss of a loved one is difficult. Often making things worse is the admin and emotional turmoil involved in inheriting their belongings, sometimes even their property. For many people those inherited homes hold too many memories of their loved one, pushing them towards looking to make a quick sale on the property.
EAN Content
Receiving Payments From International Clients Simplified
The #PropTechDen held last August saw a significant rise in attendees, both local and international. Since the Brexit vote, investors from Asia, particularly China and Hong Kong, have shown increased interest in residential as well as commercial property. In the first quarter of 2017, buyers from Hong Kong spent around U.S. $3 billion on properties…
EAN Content
Sourcing buy to let loans on higher value property
If you are looking for a buy to let mortgage on a high value property, the challenge of securing finance can be tough. A specialist broker could make a big difference in sourcing the size of loan you need at a competitive rate. On bigger loans, personal financial circumstances are scrutinised in much closer detail….
EAN Content
Harnessing the earning power of your home
What if you were able to boost your income using your home without having to sell or re-mortgage? Here are just some ways in which you can make your home work in your favour financially.
EAN Content
Bravish New World
Aldous Huxley probably didn’t have financial regulation in mind when he wrote his novel about a dystopian world order, but the slew of newly formed global rules, that today govern international finance, does have a touch of that Brave New World feeling. Yes, a lot has been happening in the world of Finance lately. The…
EAN Content
Brexit and the property market: a year on from Article 50
A year on from the triggering of Article 50, it’s finally been announced that the UK and EU have agreed a large part of the terms for the Brexit transition period. Although the deal is far from finalised, this should at least provide some clarity—and when it comes to Brexit and the property market, clarity…
Enness Private
Can a non UK resident get a mortgage?
Due to lender criteria, this information is based on an overseas client securing finance of £250,000 and above. How can a non UK resident get a mortgage? As someone either looking to buy a property or re-mortgage an existing one from overseas it’s absolutely vital you choose a broker with the widest possible base of contacts….
Enness Private
Why securing a mortgage for buy to let properties is about to get harder
It’s been a challenging year for buy to let landlords. With changes in buy to let mortgage tax relief and affordability stress testing, it’s little wonder buy to let purchases have fallen by almost 50%. Many of those deterred from securing a mortgage for buy to let properties would have been amateur landlords, such as…
Enness Private