Rightmove’s weekly mortgage tracker 30/05/25
May 30, 2025
Average rates for 2-year and 5-year fixed-rate mortgages
| Term | Average rate | Weekly change | Yearly change |
| 2-year fixed | 4.64% | +0.03% | -0.78% |
| 5-year fixed | 4.61% | +0.03% | -0.45% |
Lowest rates for 2-year and 5-year fixed-rate mortgages
| Term | Lowest rate | Weekly change | Yearly change |
| 2-year fixed | 3.82% | +0.02% | -0.93% |
| 5-year fixed | 3.88% | +0.09% | -0.55% |
Average fixed-term mortgage rates for home-buyers with 5-10% deposits
| Loan to Value (LTV) | Term | Avg rate 23 May 2025 |
Avg rate 30 May 2025 |
Weekly Change | Yearly Change |
| 95% | 2-year-fixed | 5.33% | 5.34% | +0.01% | -0.76% |
| 95% | 5-year-fixed | 5.21% | 5.24% | +0.03% | -0.45% |
| 90% | 2-year-fixed | 4.90% | 4.92% | +0.02% | -0.67% |
| 90% | 5-year-fixed | 4.75% | 4.78% | +0.03% | -0.38% |
Average fixed-term mortgage rates for home-buyers with 15-25% deposits
| Loan to Value (LTV) | Term | Avg rate 23 May 2025 |
Avg rate 30 May 2025 |
Weekly Change | Yearly Change |
| 85% | 2-year-fixed | 4.57% | 4.61% | +0.04% | -0.79% |
| 85% | 5-year-fixed | 4.54% | 4.58% | +0.04% | -0.43% |
| 75% | 2-year-fixed | 4.37% | 4.43% | +0.06% | -0.85% |
| 75% | 5-year-fixed | 4.40% | 4.46% | +0.06% | -0.46% |
Average fixed-term mortgage rates for home-buyers with 40% deposits
| Loan to Value (LTV) | Term | Avg rate 23 May 2025 |
Avg rate 30 May 2025 |
Weekly Change | Yearly Change |
| 60% | 2-year-fixed | 3.96% | 3.97% | +0.01% | -0.90% |
| 60% | 5-year-fixed | 4.00% | 4.02% | +0.02% | -0.45% |
These rates are provided by Podium and are an average based on 95% of the mortgage market. All rates are based on products with a circa £999 fee.
You May Also Enjoy
Signs of Outdated Wiring in Older Tulsa-Area Homes
Tulsa has a lot of beautiful older homes. Brookside bungalows, Maple Ridge tudors, the postwar neighborhoods that fill out Midtown and East Tulsa. They were built well, but most were built before central air, before microwaves, before two-car households with two laptops and a dozen phone chargers. The electrical systems inside them were designed for…
Read More 
Britain’s seaside price hotspots revealed
New analysis from the UK’s largest property platform Rightmove reveals Britain’s seaside hotspots where prices are rising the fastest Bootle in Merseyside leads the way, with average asking prices up 11% year-on-year, followed by Crosby in Liverpool (+9%) and Penarth in South Glamorgan (+9%) Other coastal locations including Llantwit Major in South Glamorgan (+8%) and Llanelli, in Carmarthenshire (+7%) are also seeing strong price growth Average asking prices are currently 0.3% lower in Great Britain compared to last year, with some seaside hotspots outpacing the…
Read More 
Hertfordshire emerges as strongest performing London commuter county
New research from UK Property Development reveals that while London property prices fell by more than -3% in the past year, prices in some of the capital’s surrounding counties have enjoyed positive growth, none more so than the premium commuter county of Hertfordshire. In the past year, London’s average house price has fallen by…
Read More 
Second homes losing appeal among the rich
New Survey Reveals Ongoing Maintenance Is the Biggest Barrier to Second Home Ownership 62% say upkeep and hassle would stop them from buying a second home, even if money were no object A new survey conducted by luxury co-ownership platform Equity Residences has revealed that the practical realities of owning a second home…
Read More 
How to build a property portfolio with buy-to-let mortgages
One of the reasons property is such a popular asset choice for investors is that you don’t need to invest all the money yourself; you can leverage funds from the bank. Here’s a very simplistic example of how borrowing via a buy-to-let (BTL) mortgage allows you to multiply your returns versus owning a property all-cash:…
Read More 
2026’s Fastest-Growing Bathroom Trend Is the Wet Room
“Wet rooms have become one of the standout bathroom upgrades of 2026, moving from luxury extra to everyday renovation choice as more homeowners prioritise space, style and easy cleaning. The momentum is only building as spa‑style bathrooms stay in demand.” “Wet rooms used to be a niche request,” says Ant Langston, Marketing Manager at Heat…
Read More