FHA Underwriting Process — Overdraft and NSF

Expending more than what you have in your checking account can hurt the chance of your FHA loan approval. When your account goes negative, it can turn to an overdraft (OD) or non-sufficient fund (NSF) one. These two are interchangeably used by many, but they’re technically different. One main difference is that a debt cannot…

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Actionable Steps To Live Mortgage-Free

With many people amassing high balances on loans and credit cards, obtaining creative and clever solutions to pay off debt is paramount. Are you fed up with paying off your mortgage? Well, you are not alone. A massive home loan payment can be a great drain or void on your budget, particularly if your take-home-pay…

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Moving Homes: How To Pack Your Things Efficiently

Moving homes can be an emotional roller coaster. On some days, it’s going to get you excited, while on others, you’re going to be stressed out. This is mainly because of having to pack all of your things up, which can be one of the most challenging aspects of moving that you’ll have to hurdle.…

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Click To Call’ Prompts 35% Increase In Estate Agent Calls

Estate agents are receiving 35% more calls than they did five years ago as the rapid growth of property portals encourages customers to ‘click to call’ at all hours of the day and night, according to new research. Commissioned by leading outsourced communications provider Moneypenny, the research revealed that an increasing number of calls are…

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Home Guides: Benefits and Downsides of FHA Home Loans This 2020

The Federal Housing Administration program or FHA loan is one of the ways to purchase a home. This type of mortgage loan is managed by the Department of Housing and Urban Development (HUD) and comes in fixed-rate terms of 15 and 30 years. The flexible underwritings standards of FHA programs allow borrowers who may not…

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Work starts on new family homes in Nottingham

nottingham city council

Construction has started on 17 new council houses which will provide new homes for local people in Basford. Nottingham City Homes (NCH) who act as the City Council’s development agent for new build Council housing, will build the homes using their own in-house team of local tradespeople, on waste ground off Tunstall Drive, on the…

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Tender Homes – Your opinion matters

As an estate agent or letting agent you know that customers are key to your business, but how exactly do you find new customers? Online marketing? Adverts in newspapers? Flyers? Radio? TV? Or do you just count on word of mouth? Stop! It’s time to start being proactive and not just reactive. Tender Homes is unique,…

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How To Sell Your House Faster Without Doing A Renovation

small house bird box

Have you tried to sell your house recently, but it just hasn’t worked out? Are people telling you the only way that you will be able to sell is to renovate? Fortunately for you, you don’t need to renovate your house to sell it quickly, but there are a few things that you can do…

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3 Reasons UK tenants ask for deposit-free renting

As a UK lettings agent, you’re no doubt already aware of the growing trend for deposit free renting, where the traditional cash deposit is swapped for a membership fee or insurance. You’re probably also aware that these schemes offer landlords more protection than a standard cash deposit in return. Landlords have been quick to grasp…

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What to do if you find asbestos at home

Paint Stripper Tools

Finding a substance in your home that appears to be asbestos can be a worrying time. Asbestos has a fearsome reputation – it is carcinogenic, and worse, the symptoms often don’t display for many years after exposure, when it is far too late to do anything about it. Of course, asbestos was officially banned from…

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What to do after a bad property survey

As every property buyer knows, getting a survey done before you exchange contracts can save you money, time and stress. While the results of the home survey are always awaited with a certain amount of trepidation, most of the time there’s nothing major to worry about. But what if the surveyor does report back with…

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Is Commercial Property Investment on the Decline?

When it comes to property, there are numerous sectors involved. However, we can typically break these down into two: residential and commercial. The fact of the matter is that during periods of uncertainty, investment into these areas can be subdued. And, in particular, the trend towards falling interest in the High Street in recent years…

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